Real Estate Investing in Tracy, Minnesota

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 2,791 • Lyon County

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Should you buy in Tracy, MN? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 22.0% of homes vacant — above national norms.

What’s happening in Tracy, MN?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.1% 5yr CAGR

3.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $171,524
Avg Monthly Rent $873
ZIP Codes 1

Investing in Tracy Real Estate

This is a distressed-leaning corner of Minnesota: Tracy has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Across Tracy's 1 ZIPs, fundamentals run subdued: thin appreciation, soft rents, and demographic trends that don't obviously reverse in the medium term.

decisively Tracy's sale market has not rewarded patience. a harder case for listings sit longer, price cuts are common, and rent growth has been flat to negative in multiple ZIPs.

Tracy's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Marshall, MN

Tracy is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Tracy, MN. Anonymous, moderated, never written by AI.

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Avg Home Value
$171,524
Avg Monthly Rent
$873
1% Rule
✗ Below
Landlord Friendly (MN)

📉 Market Crash Risk Index

Based on Marshall, MN metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
19%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Marshall, MN metro
0
Days to pending
10.2%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Tracy, MN

Screen every ZIP in Tracy

Filter Tracy’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Tracy, MN

How does Tracy, MN rate as a rental market?

Our data puts Tracy, MN at 3.0/5 for investability. Home prices of $172K and rents around $873/mo create a solid backdrop for investor activity.

How deep is the rental pool in Tracy, MN?

Working renters make up the core of the Tracy, MN tenant base. The pool is reasonable for investors targeting long-term holds.

How strong are rents in Tracy, MN?

Expect rents around $873/mo per month in Tracy, MN. With home values at $172K, the yield math works out to reasonable levels for rental investors.

What kind of vacancy should I budget for in Tracy, MN?

Rental vacancy in Tracy, MN is elevated. Investors should budget normal turnover but not chronic empty units.

What is the best play in Tracy, MN?

The best-fit strategy in Tracy, MN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

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