Real Estate Investing in Cumberland County, Kentucky

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 5,964

Should you buy in Cumberland County, KY? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals β€” some positives, some negatives. Worth considering but not a slam-dunk.

πŸ“ˆ For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market β€” rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 26.1% of homes vacant β€” above national norms.
  • Elevated poverty: 23.9% poverty rate β€” can affect rent collection.

What’s happening in Cumberland County, KY?

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3.0/ 5

Investability

County-wide average

2.0/ 5

Appreciation

3.8% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability β˜…β˜…β˜…β˜…β˜…
Avg Home Value $152,654
Avg Monthly Rent $783
ZIP Codes 1

Investing in Cumberland County Real Estate

Cumberland County (KY) covers 1 ZIPs and 1 municipalities. firmly the fundamentals here skew distressed, and both rent and price trends have been soft across most of the geography.

Cumberland is the kind of county where the cap rate on paper and the cap rate realized tend to diverge. unambiguously out-of-state capital should be especially careful with carry-in assumptions.

Demographics in Cumberland show real pressure β€” $N/AK median income is underwhelming relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Cumberland County, KY. Anonymous, moderated, never written by AI.

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Avg Home Value
$152,654
Avg Monthly Rent
$783
1% Rule
βœ— Below
Landlord Friendly (KY)
β˜…β˜…β˜…β˜…β˜…

Cities in Cumberland County

ZIP Codes in Cumberland County, KY

Screen every market in Cumberland County

Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.

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Frequently Asked Questions About Cumberland County

Does, KY make sense for an investment property?

Yes -, KY a 3.0/5 investability score. With $153K home prices against $783/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the rental occupancy rate in, KY?

Expect elevated vacancy in, KY. Rents at $783/mo are absorbed by the tenant base without meaningful lag.

How much rent can I charge in, KY?

Rental rates in, KY average $783/mo. Tenant demand and $153K home values make the yield look reasonable by investor standards.

Is, KY above or below the KY benchmark?

, KY sits broadly in line with the KY average on most investor metrics. Home values of $153K and rents of $783/mo set the benchmark here.

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