Real Estate Investing in Terril, Iowa

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 855 • Dickinson County

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Should you buy in Terril, IA? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.1% of homes vacant — above national norms.

What’s happening in Terril, IA?

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3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

3.6% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $185,110
Avg Monthly Rent $927
ZIP Codes 1

Investing in Terril Real Estate

This is a distressed-leaning corner of Iowa: Terril has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

firmly Terril's aggregate rating of ★★★☆☆ reflects muted investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Rents in Terril at $927/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

The 0% renter share in Terril masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Spirit Lake, IA

Terril is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$185,110
Avg Monthly Rent
$927
1% Rule
✗ Below
Landlord Friendly (IA)

📉 Market Crash Risk Index

Based on Spirit Lake, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Spirit Lake, IA metro
0
Days to pending
4.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Terril, IA

Screen every ZIP in Terril

Filter Terril’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Terril, IA

How landlord-friendly is Terril, IA?

The landlord environment in Terril, IA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What is the typical rental rate in Terril, IA?

Investors in Terril, IA typically see rents near $927/mo per month against $185K home values - a solid setup for rental cash flow.

Is it easy to find good tenants in Terril, IA?

Tenant demand in Terril, IA is solid. The local workforce $927/mo rents across most rental classes.

How does Terril, IA rate as a rental market?

Terril, IA scores 3.0/5 for investability. Home values sit at $185K and rents near $927/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How do home values compare in Terril, IA?

Homes in Terril, IA typically sell near $185K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

Community Ratings

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