Real Estate Investing in Otley, Iowa

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 684 • Marion County

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Should you buy in Otley, IA? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.4% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $363,337
Avg Monthly Rent $927
ZIP Codes 1

Investing in Otley Real Estate

This is a distressed-leaning corner of Iowa: Otley has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Across Otley's 1 ZIPs, fundamentals run soft: thin appreciation, soft rents, and demographic trends that don't obviously reverse in the medium term.

Rents in Otley at $927/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Distressed-leaning demographics in Otley — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Pella, IA

Otley is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$363,337
Avg Monthly Rent
$927
1% Rule
✗ Below
Landlord Friendly (IA)

📉 Market Crash Risk Index

Based on Pella, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Pella, IA metro
0
Days to pending
6.9%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Otley, IA

Screen every ZIP in Otley

Filter Otley’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Otley, IA

What is the best play in Otley, IA?

The best-fit strategy in Otley, IA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is it like being a landlord in Otley, IA?

Landlord-friendliness in Otley, IA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What is the typical vacancy rate in Otley, IA?

Rental vacancy in Otley, IA is elevated. Investors should budget normal turnover but not chronic empty units.

Is Otley, IA good for house hacking?

Otley, IA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $363K price point reasonable to enter.

How do home values compare in Otley, IA?

Median home price in Otley, IA is near $363K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

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