Real Estate Investing in Otho, Iowa

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 614 • Webster County

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Should you buy in Otho, IA? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (88/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Otho, IA?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.0% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $128,782
Avg Monthly Rent $828
ZIP Codes 1

Investing in Otho Real Estate

Across Otho's 1 ZIPs, the picture is lackluster: $129K median values, $828/mo rents, and a population that has faced real economic pressure.

The investment case for Otho is difficult to make on screen data alone. better suited elsewhere for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Rents in Otho at $828/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Distressed-leaning demographics in Otho — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Fort Dodge, IA

Otho is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$128,782
Avg Monthly Rent
$828
1% Rule
✗ Below
Landlord Friendly (IA)

📉 Market Crash Risk Index

Based on Fort Dodge, IA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Fort Dodge, IA metro
0
Days to pending
9.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Otho, IA

Screen every ZIP in Otho

Filter Otho’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Otho, IA

What type of investing works in Otho, IA?

Most investors in Otho, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What is the median home value in Otho, IA?

Otho, IA home values average about $129K. That price point suits investors targeting rentals with $828/mo in monthly income.

What are vacancy rates like in Otho, IA?

Vacancy risk in Otho, IA is elevated. That supports steady cash flow for typical rental holds.

How viable is house hacking in Otho, IA?

Otho, IA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $129K price point reasonable to enter.

How strong are rents in Otho, IA?

Rent in Otho, IA is around $828/mo. The resulting rent-to-value relationship with $129K pricing is reasonable for most investor models.

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