Real Estate Investing in Monmouth, Iowa

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 446 • Jackson County

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Should you buy in Monmouth, IA? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.7% vacancy may signal weakening demand.

What’s happening in Monmouth, IA?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.7% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $278,386
Avg Monthly Rent $864
ZIP Codes 1

Investing in Monmouth Real Estate

With a sizable population across 1 ZIPs, Monmouth shows the kind of muted fundamentals that keep most out-of-state capital on the sidelines.

Monmouth is the kind of market where the cap rate on paper and the cap rate realized tend to diverge. clearly out-of-state investors should be especially careful with the assumptions they carry in.

Rent trends and price trends in Monmouth are both soft, which is the uncomfortable combination that defines distressed-leaning markets in Iowa.

Population dynamics in Monmouth haven't been supportive. a challenging fit for combined with soft income growth, the demographic backdrop complicates any purely financial underwriting.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Cedar Rapids, IA

Monmouth is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Monmouth, IA. Anonymous, moderated, never written by AI.

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Avg Home Value
$278,386
Avg Monthly Rent
$864
1% Rule
✗ Below
Landlord Friendly (IA)

📉 Market Crash Risk Index

Based on Cedar Rapids, IA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
1/2
41 days

View all metro crash risk rankings →

❄️ Cool Market — Cedar Rapids, IA metro
41
Days to pending
10.2%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Monmouth, IA

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Filter Monmouth’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Monmouth, IA

What is the typical vacancy rate in Monmouth, IA?

Occupancy in Monmouth, IA runs reliable with elevated vacancy. Well-priced units at $864/mo lease on reasonable timelines.

Is rental property easy to operate in Monmouth, IA?

The landlord environment in Monmouth, IA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What kind of tenants rent in Monmouth, IA?

Tenant quality in Monmouth, IA ranks as solid. Landlords generally report reliable occupancy at market rents of $864/mo.

Can I live-in-and-rent in Monmouth, IA?

The house hack math a challenging in Monmouth, IA. Owner-occupant buyers benefit from the $864/mo rents and $278K home values.

What is the smart move for investors in Monmouth, IA?

Most investors in Monmouth, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

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