Real Estate Investing in Fairfield, Iowa

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 12,201 • Jefferson County

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Should you buy in Fairfield, IA? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.2% of homes vacant — above national norms.

What’s happening in Fairfield, IA?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.6% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $92,470
Avg Monthly Rent $724
ZIP Codes 2

Investing in Fairfield Real Estate

With a sizable population across 2 ZIPs, Fairfield shows the kind of thin fundamentals that keep most out-of-state capital on the sidelines.

Investors considering Fairfield, IA should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Rents in Fairfield at $724/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

The 0% renter share in Fairfield masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Fairfield, IA

Fairfield is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Fairfield, IA. Anonymous, moderated, never written by AI.

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Avg Home Value
$92,470
Avg Monthly Rent
$724
1% Rule
✗ Below
Landlord Friendly (IA)

📉 Market Crash Risk Index

Based on Fairfield, IA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Fairfield, IA metro
0
Days to pending
6.1%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

🎓 Colleges & Universities in Fairfield

1 College 2,666 Students
C
Maharishi International University
4-Year Private · 2,666 students

ZIP Codes in Fairfield, IA

Screen every ZIP in Fairfield

Filter Fairfield’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Fairfield, IA

How much should I expect to pay for a home in Fairfield, IA?

Fairfield, IA median home values land near $92K. That is reasonable territory for investors looking at $724/mo-per-month rentals.

Are renters plentiful in Fairfield, IA?

Expect a solid tenant pool in Fairfield, IA. The rental market absorbs $724/mo rents without meaningful friction.

How strict are landlord regulations in Fairfield, IA?

Fairfield, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Should investors consider Fairfield, IA?

Yes - Fairfield, IA a 3.0/5 investability score. With $92K home prices against $724/mo monthly rent, the market delivers a reasonable entry point for new investors.

What are rental rates like in Fairfield, IA?

Rents in Fairfield, IA run near $724/mo. Compared with median home prices of $92K that produces solid gross yields for typical rentals.

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