Real Estate Investing in Cambridge, Iowa

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 1,696 • Story County

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Should you buy in Cambridge, IA? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.2% of homes vacant — above national norms.

What’s happening in Cambridge, IA?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.9% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $332,983
Avg Monthly Rent $1,098
ZIP Codes 1

Investing in Cambridge Real Estate

With a sizable population across 1 ZIPs, Cambridge shows the kind of modest fundamentals that keep most out-of-state capital on the sidelines.

The investment case for Cambridge is difficult to make on screen data alone. a stretch for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Market conditions in Cambridge are tepid. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

A an established population with $N/AK household income profile is what makes Cambridge a challenging rental market — the tenant base is present, but the affordability math is tight.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Ames, IA

Cambridge is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$332,983
Avg Monthly Rent
$1,098
1% Rule
✗ Below
Landlord Friendly (IA)

📉 Market Crash Risk Index

Based on Ames, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
1/2
50 days

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⚖️ Balanced Market — Ames, IA metro
50
Days to pending
9.1%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Cambridge, IA

Screen every ZIP in Cambridge

Filter Cambridge’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Cambridge, IA

What do rentals go for in Cambridge, IA?

Cambridge, IA rentals go for roughly $1,098/mo a month. That puts gross yield in solid territory relative to $333K acquisition costs.

What strategy should investors use in Cambridge, IA?

In Cambridge, IA the robust play is typically careful cash-flow rentals with hands-on management. The combination of $333K prices and $1,098/mo rents suits that approach.

Is vacancy a concern in Cambridge, IA?

Occupancy in Cambridge, IA runs stable with elevated vacancy. Well-priced units at $1,098/mo lease on reasonable timelines.

How strict are landlord regulations in Cambridge, IA?

For rental operators, Cambridge, IA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Is Cambridge, IA a good market for buy-and-hold investors?

Cambridge, IA rates 3.0/5 for investability. With median values at $333K and rents near $1,098/mo, the market offers reasonable fundamentals for rental investors.

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