Real Estate Investing in Saint Paul, Indiana

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 2,100 • Decatur County

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Should you buy in Saint Paul, IN? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.3% vacancy may signal weakening demand.

What’s happening in Saint Paul, IN?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

7.0% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $231,526
Avg Monthly Rent $999
ZIP Codes 1

Investing in Saint Paul Real Estate

Saint Paul (Indiana) spans 1 ZIPs and roughly a sizable population. clearly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

The investment case for Saint Paul is difficult to make on screen data alone. a stretch for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Transaction volume in Saint Paul has thinned in a way that amplifies price discovery risk. Turning to rents, investors without local context should treat every number on the page with skepticism.

Demographics in Saint Paul show real pressure — median income of $N/AK is subdued relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Saint Paul, IN. Anonymous, moderated, never written by AI.

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Avg Home Value
$231,526
Avg Monthly Rent
$999
1% Rule
✗ Below
Landlord Friendly (IN)

📉 Market Crash Risk Index

Based on Greensburg, IN metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
68%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Greensburg, IN metro
0
Days to pending
10.3%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Saint Paul, IN

Screen every ZIP in Saint Paul

Filter Saint Paul’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Saint Paul, IN

How strong is tenant demand in Saint Paul, IN?

Saint Paul, IN draws a reliable base of working renters. Demand at the $999/mo rent level is reasonable for standard single-family and small multi rentals.

What kind of market is Saint Paul, IN for investors?

Investors tracking Saint Paul, IN will find a 3.0/5 rating supported by $232K median home values and $999/mo rents. That profile suits long-term holders targeting even-keeled returns.

Is Saint Paul, IN landlord-friendly?

IN ranks as a landlord-friendly state for landlord-tenant law. Saint Paul generally follows the statewide framework, so landlords face reasonable operating rules.

Which investment style suits Saint Paul, IN?

Investors usually favor careful cash-flow rentals with hands-on management in Saint Paul, IN. With home values at $232K and rents near $999/mo, other strategies can work but produce steady rather than outsized returns.

What price range are homes in Saint Paul, IN?

The median home value in Saint Paul, IN is roughly $232K. That puts it reasonable relative to the IN statewide average.

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