Real Estate Investing in Madison, Indiana

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 23,409 • Jefferson County

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Should you buy in Madison, IN? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.7% vacancy may signal weakening demand.

What’s happening in Madison, IN?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

7.1% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $286,147
Avg Monthly Rent $864
ZIP Codes 2

Investing in Madison Real Estate

Madison, IN covers 2 ZIP codes and a population but the investment metrics here are muted — this is not a market to enter casually.

Investors considering Madison, IN should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Market conditions in Madison are lackluster. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

Demographics in Madison show real pressure — median income of $N/AK is lackluster relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Madison, IN

Madison is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$286,147
Avg Monthly Rent
$864
1% Rule
✗ Below
Landlord Friendly (IN)

📉 Market Crash Risk Index

Based on Madison, IN metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Madison, IN metro
0
Days to pending
8.0%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Madison, IN

Screen every ZIP in Madison

Filter Madison’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Madison, IN

What is the typical vacancy rate in Madison, IN?

Occupancy in Madison, IN runs stable with elevated vacancy. Well-priced units at $864/mo lease on reasonable timelines.

Is Madison in IN worth investing in?

Investors tracking Madison, IN will find a 3.0/5 rating supported by $286K median home values and $864/mo rents. That profile suits long-term holders targeting reliable returns.

How strong is the working-renter base in Madison, IN?

The renter base in Madison, IN is reasonable for the $864/mo price point. Screening well and pricing to market typically yields predictable tenants.

What is the smart move for investors in Madison, IN?

In Madison, IN the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $286K prices and $864/mo rents suits that approach.

What price range are homes in Madison, IN?

The median home value in Madison, IN is roughly $286K. That puts it reasonable relative to the IN statewide average.

Community Ratings

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