Real Estate Investing in Stephenson County, Illinois

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

6 ZIP codes • Population: 37,898

Should you buy in Stephenson County, IL? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice β€” values are growing steadily and the market is stable enough to buy with confidence.

πŸ“ˆ For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.

What’s happening in Stephenson County, IL?

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3.0/ 5

Investability

County-wide average

4.0/ 5

Appreciation

8.6% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability β˜…β˜…β˜…β˜…β˜…
Avg Home Value $215,432
Avg Monthly Rent $987
ZIP Codes 6

Investing in Stephenson County Real Estate

Across Stephenson County's 6 ZIPs, the picture is modest β€” soft rents, slow appreciation, and demographic headwinds that don't obviously reverse in the medium term.

The investment case for Stephenson County is difficult to make on screen data alone. better suited elsewhere for a 3.0 rating and cap rates that appear attractive only until real vacancy is underwritten.

Stephenson County's population trends and income levels suggest a region where affordability is strained, constraining how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Stephenson County, IL. Anonymous, moderated, never written by AI.

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Avg Home Value
$215,432
Avg Monthly Rent
$987
1% Rule
βœ— Below
Landlord Friendly (IL)
β˜…β˜…β˜…β˜…β˜…

πŸ“‰ Market Crash Risk Index

Based on Freeport, IL metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
0/2
0 days

View all metro crash risk rankings β†’

πŸŽ“ Colleges & Universities in Stephenson County

1 College 1,369 Students 347 Off-Campus Renters
C+
Highland Community College
2-Year Public Β· 1,369 students
πŸ“ ~347 students rent off-campus

Cities in Stephenson County

ZIP Codes in Stephenson County, IL

Screen every market in Stephenson County

Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.

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Frequently Asked Questions About Stephenson County

What is the rental occupancy rate in, IL?

, IL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How strong is the working-renter base in, IL?

Tenant demand in, IL is solid. The local workforce $987/mo rents across most rental classes.

What is the average monthly rent in, IL?

Expect rents around $987/mo per month in, IL. With home values at $215K, the yield math works out to reasonable levels for rental investors.

Does, IL favor landlords or tenants?

Rental owners in, IL deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

Community Ratings

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