Real Estate Investing in Troy, Idaho

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 2,279 • Latah County

☆ Watch this market Free account

Should you buy in Troy, ID? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.7% vacancy may signal weakening demand.

What’s happening in Troy, ID?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.1% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $516,044
Avg Monthly Rent $936
ZIP Codes 1

Investing in Troy Real Estate

With a sizable population across 1 ZIPs, Troy shows the kind of lackluster fundamentals that keep most out-of-state capital on the sidelines.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Troy is in that category.

Rent trends and price trends in Troy are both soft, which is the uncomfortable combination that defines distressed-leaning markets in Idaho.

The 0% renter share in Troy masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Best ZIP codes in Moscow, ID

Troy is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Troy, ID. Anonymous, moderated, never written by AI.

Do you own or manage rentals in Troy, ID?

~25 seconds · no account needed · your report is anonymous

Avg Home Value
$516,044
Avg Monthly Rent
$936
1% Rule
✗ Below
Landlord Friendly (ID)

📉 Market Crash Risk Index

Based on Moscow, ID metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
35%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Moscow, ID metro
0
Days to pending
9.9%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Troy, ID

Screen every ZIP in Troy

Filter Troy’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

View Plans

Frequently Asked Questions About Troy, ID

What do landlords charge for rent in Troy, ID?

The typical rental in Troy, ID commands about $936/mo monthly. That rent profile steady cash flow against the $516K purchase basis.

How much does a house cost in Troy, ID?

Median home price in Troy, ID is near $516K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

Should investors consider Troy, ID?

Yes - Troy, ID a 3.0/5 investability score. With $516K home prices against $936/mo monthly rent, the market delivers a reasonable entry point for new investors.

Do rentals sit vacant long in Troy, ID?

Occupancy in Troy, ID runs measured with elevated vacancy. Well-priced units at $936/mo lease on reasonable timelines.

Is Troy, ID good for house hacking?

Troy, ID is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $516K price point reasonable to enter.

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate Troy, ID.

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.