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8 ZIP codes •
Population: 227,060
Should you buy in Clay County, FL?
Our answer, based on the numbers below.
π For Homebuyers
GOOD FIT
Grade B (75/100)
Solid choice β stable market with a reasonable entry point and good rental backup if you ever need to move.
πFor Investors
MIXED
3.0 / 5
(52/100)
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
β οΈRisks to Know
CLEAN
No major risk flags on the data we track.
What’s happening in Clay County, FL?
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Sources
Investability
County-wide average
Appreciation
4.5% 5yr CAGR
Landlord Climate
Regulatory friendliness
Avg Investabilityβ β β β β
Avg Home Value$321,588
Avg Monthly Rent$1,683
ZIP Codes8
Market Trends β Clay County
County Home Value History
County Rent History
Investing in Clay County Real Estate
Clay County (FL) covers 8 ZIPs and 7 municipalities. decisively the fundamentals here skew distressed, and both rent and price trends have been subdued across most of the geography.
A 3.0 rating and a 0.0% 5-year CAGR are the kinds of numbers that warrant real local underwriting. Clay County sits firmly in that category.
Clay County's population trends and income levels suggest a region where affordability is strained, constraining how aggressively rents can rise without hurting collections.
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.