Real Estate Investing in Cortez, Colorado

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 14,805 • Montezuma County

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Should you buy in Cortez, CO? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.7% of homes vacant — above national norms.

What’s happening in Cortez, CO?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.7% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $402,781
Avg Monthly Rent $1,399
ZIP Codes 2

Investing in Cortez Real Estate

With a sizable population across 2 ZIPs, Cortez shows the kind of soft fundamentals that keep most out-of-state capital on the sidelines.

Investors considering Cortez, CO should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

The $1,399/mo / $403K relationship in Cortez looks tepid once vacancy and capex are incorporated into underwriting. appears to the realized yield tends to disappoint.

Cortez's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Cortez, CO. Anonymous, moderated, never written by AI.

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Avg Home Value
$402,781
Avg Monthly Rent
$1,399
1% Rule
✗ Below
Landlord Friendly (CO)

ZIP Codes in Cortez, CO

Screen every ZIP in Cortez

Filter Cortez’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Cortez, CO

What is the average monthly rent in Cortez, CO?

The typical rental in Cortez, CO commands about $1,399/mo monthly. That rent profile consistent cash flow against the $403K purchase basis.

What approach is best for Cortez, CO real estate?

For Cortez, CO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the investability score for Cortez, CO?

With a 3.0/5 investability score, Cortez, CO ranks as a solid market for rental property investors. Median prices of $403K and rents of $1,399/mo drive the underlying numbers.

What is the typical home price in Cortez, CO?

The median home value in Cortez, CO is roughly $403K. That puts it reasonable relative to the CO statewide average.

Should investors worry about vacancy in Cortez, CO?

Vacancy risk in Cortez, CO is elevated. That supports stable cash flow for typical rental holds.

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