Real Estate Investing in Hartselle, Alabama

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1 ZIP codes • Population: 26,976 • Morgan County

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Should you buy in Hartselle, AL? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.

What’s happening in Hartselle, AL?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.0% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $249,327
Avg Monthly Rent $855
ZIP Codes 1

Investing in Hartselle Real Estate

Across Hartselle's 1 ZIPs, the picture is sluggish: $249K median values, $855/mo rents, and a population that has faced real economic pressure.

Investors considering Hartselle, AL should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Rents in Hartselle at $855/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Distressed-leaning demographics in Hartselle — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

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Best ZIP codes in Decatur, AL

Hartselle is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Hartselle, AL. Anonymous, moderated, never written by AI.

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Avg Home Value
$249,327
Avg Monthly Rent
$855
1% Rule
✗ Below
Landlord Friendly (AL)

📉 Market Crash Risk Index

Based on Decatur, AL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
69 days

View all metro crash risk rankings →

❄️ Cool Market — Decatur, AL metro
69
Days to pending
8.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Hartselle, AL

Screen every ZIP in Hartselle

Filter Hartselle’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Hartselle, AL

Are homes affordable in Hartselle, AL?

Hartselle, AL median home values land near $249K. That is reasonable territory for investors looking at $855/mo-per-month rentals.

Does Hartselle, AL favor landlords or tenants?

Hartselle, AL operates under AL law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

How strong is tenant demand in Hartselle, AL?

Working renters make up the core of the Hartselle, AL tenant base. The pool is reasonable for investors targeting long-term holds.

Is Hartselle, AL good for house hacking?

The house hack math a challenging in Hartselle, AL. Owner-occupant buyers benefit from the $855/mo rents and $249K home values.

How strong are rents in Hartselle, AL?

Investors in Hartselle, AL typically see rents near $855/mo per month against $249K home values - a solid setup for rental cash flow.

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