Rockford, IL Metro Area - Investment Guide
Metro Area • 15 Cities • 22 ZIP Codes
Avg Home Value
$240,193
Avg Monthly Rent
$1,312
Avg Cap Rate
4.68%
Avg Investability
3.4 ★
Cities
15
ZIP Codes
22
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Rockford, IL Metro Area
Even conditions for buyers and sellers
19 days
Average time to sell
Fast
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Rockford, IL
Every ZIP in the metro, ranked four ways. Free.
Cities in Rockford, IL
Belvidere
Illinois
1 ZIPs
Caledonia
Illinois
1 ZIPs
Capron
Illinois
1 ZIPs
Cherry Valley
Illinois
1 ZIPs
Durand
Illinois
1 ZIPs
Garden Prairie
Illinois
1 ZIPs
Loves Park
Illinois
1 ZIPs
Machesney Park
Illinois
1 ZIPs
Pecatonica
Illinois
1 ZIPs
Poplar Grove
Illinois
1 ZIPs
Rockford
Illinois
16 ZIPs
Rockton
Illinois
1 ZIPs
Roscoe
Illinois
1 ZIPs
South Beloit
Illinois
1 ZIPs
Winnebago
Illinois
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 61104 | Rockford | IL | $97,874 | $1,120 | 8.92% | |
| 61101 | Rockford | IL | $117,641 | $1,283 | 8.50% | |
| 61102 | Rockford | IL | $123,345 | $1,468 | 9.28% | |
| 61101 | Rockford | IL | $104,238 | $1,139 | 8.53% | |
| 61104 | Rockford | IL | $97,874 | $1,120 | 8.92% | |
| 61101 | Rockford | IL | $113,235 | $1,238 | 8.53% | |
| 61102 | Rockford | IL | $118,430 | $1,561 | 10.28% | |
| 61101 | Rockford | IL | $117,334 | $1,275 | 8.48% | |
| 61102 | Rockford | IL | $124,695 | $1,406 | 8.80% | |
| 61101 | Rockford | IL | $108,044 | $1,208 | 8.72% | |
| 61104 | Rockford | IL | $104,076 | $1,094 | 8.20% | |
| 61101 | Rockford | IL | $118,194 | $1,358 | 8.96% | |
| 61102 | Rockford | IL | $124,595 | $1,406 | 8.80% | |
| 61101 | Rockford | IL | $104,238 | $1,139 | 8.53% | |
| 61109 | Rockford | IL | $198,023 | $1,086 | 4.28% | |
| 61103 | Rockford | IL | $141,270 | $1,041 | 5.75% | |
| 61111 | Loves Park | IL | $208,005 | $1,630 | 6.11% | |
| 61107 | Rockford | IL | $210,301 | $1,481 | 5.49% | |
| 61108 | Rockford | IL | $176,716 | $1,303 | 5.75% | |
| 61109 | Rockford | IL | $180,274 | $1,069 | 4.62% | |
| 61103 | Rockford | IL | $154,154 | $1,076 | 5.44% | |
| 61104 | Rockford | IL | $115,730 | $1,066 | 7.19% | |
| 61114 | Rockford | IL | $257,464 | $1,600 | 4.85% | |
| 61102 | Rockford | IL | $108,713 | $963 | 6.91% | |
| 61108 | Rockford | IL | $191,170 | $1,490 | 6.08% | |
| 61109 | Rockford | IL | $195,014 | $1,090 | 4.36% | |
| 61103 | Rockford | IL | $141,270 | $1,041 | 5.75% | |
| 61111 | Loves Park | IL | $204,860 | $1,632 | 6.21% | |
| 61107 | Rockford | IL | $210,301 | $1,481 | 5.49% | |
| 61114 | Rockford | IL | $272,071 | $2,100 | 6.02% | |
| 61108 | Rockford | IL | $176,716 | $1,303 | 5.75% | |
| 61109 | Rockford | IL | $180,274 | $1,069 | 4.62% | |
| 61103 | Rockford | IL | $149,116 | $1,094 | 5.72% | |
| 61104 | Rockford | IL | $112,107 | $1,090 | 7.59% | |
| 61109 | Rockford | IL | $189,884 | $1,087 | 4.46% | |
| 61111 | Loves Park | IL | $201,075 | $1,850 | 7.18% | |
| 61103 | Rockford | IL | $155,259 | $1,021 | 5.13% | |
| 61104 | Rockford | IL | $114,812 | $1,088 | 7.39% | |
| 61102 | Rockford | IL | $112,524 | $963 | 6.68% | |
| 61108 | Rockford | IL | $193,284 | $1,490 | 6.01% | |
| 61109 | Rockford | IL | $195,906 | $1,149 | 4.57% | |
| 61103 | Rockford | IL | $141,587 | $1,046 | 5.76% | |
| 61109 | Rockford | IL | $183,154 | $1,038 | 4.42% | |
| 61103 | Rockford | IL | $155,806 | $992 | 4.96% | |
| 61104 | Rockford | IL | $115,839 | $1,081 | 7.28% | |
| 61102 | Rockford | IL | $108,713 | $963 | 6.91% | |
| 61108 | Rockford | IL | $193,099 | $1,490 | 6.02% | |
| 61038 | Garden Prairie | IL | $307,763 | $1,134 | 2.87% | |
| 61073 | Roscoe | IL | $313,370 | $1,655 | 4.12% | |
| 61008 | Belvidere | IL | $259,914 | $1,995 | 5.99% |
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About Rockford, IL Real Estate Market
The Rockford, IL metropolitan statistical area (MSA) encompasses 15 cities and 22 ZIP codes. The average home value across the metro is $240,193, with an average monthly rent of $1,312. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.