Montrose, CO Metro Area - Investment Guide
Metro Area • 8 Cities • 9 ZIP Codes
Avg Home Value
$475,223
Avg Monthly Rent
$1,381
Avg Cap Rate
2.42%
Avg Investability
2.9 ★
Cities
8
ZIP Codes
9
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Montrose, CO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Montrose, CO
Every ZIP in the metro, ranked four ways. Free.
Cities in Montrose, CO
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 81416 | Delta | CO | $376,128 | $1,508 | 3.13% | |
| 81220 | Cimarron | CO | $522,776 | $1,125 | 1.68% | |
| 81401 | Montrose | CO | $418,497 | $1,879 | 3.50% | |
| 81422 | Naturita | CO | $208,504 | $936 | 3.50% | |
| 81403 | Montrose | CO | $595,255 | $1,314 | 1.72% | |
| 81424 | Nucla | CO | $264,618 | $936 | 2.76% | |
| 81415 | Crawford | CO | $509,203 | $1,089 | 1.67% | |
| 81425 | Olathe | CO | $467,533 | $936 | 1.56% | |
| 81432 | Ridgway | CO | $885,031 | $2,595 | 2.29% | |
| 81416 | Delta | CO | $356,613 | $981 | 2.15% | |
| 81422 | Naturita | CO | $203,731 | $936 | 3.58% | |
| 81401 | Montrose | CO | $430,989 | $2,009 | 3.64% | |
| 81424 | Nucla | CO | $244,049 | $936 | 2.99% | |
| 81403 | Montrose | CO | $603,974 | $1,314 | 1.70% | |
| 81425 | Olathe | CO | $446,901 | $936 | 1.63% | |
| 81432 | Ridgway | CO | $867,449 | $1,449 | 1.30% | |
| 81415 | Crawford | CO | $533,329 | $1,089 | 1.59% | |
| 81416 | Delta | CO | $374,135 | $1,508 | 3.14% | |
| 81220 | Cimarron | CO | $522,776 | $1,125 | 1.68% | |
| 81422 | Naturita | CO | $208,924 | $936 | 3.49% | |
| 81401 | Montrose | CO | $418,497 | $1,879 | 3.50% | |
| 81403 | Montrose | CO | $595,255 | $1,314 | 1.72% | |
| 81424 | Nucla | CO | $263,196 | $936 | 2.77% | |
| 81415 | Crawford | CO | $509,203 | $1,089 | 1.67% | |
| 81425 | Olathe | CO | $463,037 | $936 | 1.58% | |
| 81432 | Ridgway | CO | $880,157 | $2,595 | 2.30% | |
| 81416 | Delta | CO | $356,613 | $981 | 2.15% | |
| 81422 | Naturita | CO | $203,731 | $936 | 3.58% | |
| 81401 | Montrose | CO | $426,847 | $1,843 | 3.37% | |
| 81424 | Nucla | CO | $244,049 | $936 | 2.99% | |
| 81403 | Montrose | CO | $597,912 | $1,314 | 1.71% | |
| 81425 | Olathe | CO | $446,901 | $936 | 1.63% | |
| 81432 | Ridgway | CO | $867,449 | $1,449 | 1.30% | |
| 81415 | Crawford | CO | $517,691 | $1,089 | 1.64% | |
| 81416 | Delta | CO | $368,751 | $1,550 | 3.28% | |
| 81422 | Naturita | CO | $212,841 | $936 | 3.43% | |
| 81401 | Montrose | CO | $433,747 | $1,985 | 3.57% | |
| 81424 | Nucla | CO | $259,412 | $936 | 2.81% | |
| 81403 | Montrose | CO | $609,036 | $1,314 | 1.68% | |
| 81425 | Olathe | CO | $453,800 | $936 | 1.61% | |
| 81432 | Ridgway | CO | $867,768 | $1,449 | 1.30% | |
| 81415 | Crawford | CO | $535,312 | $1,089 | 1.59% | |
| 81416 | Delta | CO | $375,375 | $1,508 | 3.13% | |
| 81401 | Montrose | CO | $420,970 | $1,525 | 2.83% | |
| 81422 | Naturita | CO | $215,557 | $936 | 3.39% | |
| 81403 | Montrose | CO | $588,663 | $1,314 | 1.74% | |
| 81424 | Nucla | CO | $257,070 | $936 | 2.84% | |
| 81425 | Olathe | CO | $466,879 | $936 | 1.56% | |
| 81415 | Crawford | CO | $504,271 | $1,089 | 1.68% | |
| 81432 | Ridgway | CO | $883,995 | $2,595 | 2.29% |
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About Montrose, CO Real Estate Market
The Montrose, CO metropolitan statistical area (MSA) encompasses 8 cities and 9 ZIP codes. The average home value across the metro is $475,223, with an average monthly rent of $1,381. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.