Gainesville, TX Metro Area - Investment Guide
Metro Area • 5 Cities • 5 ZIP Codes
Avg Home Value
$342,261
Avg Monthly Rent
$1,150
Avg Cap Rate
2.77%
Avg Investability
2.8 ★
Cities
5
ZIP Codes
5
This metro is one of hundreds you can screen side by side — filter by the numbers that matter and get alerts when they move. See plans →
Market Trends
Metro Home Value History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Gainesville, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Gainesville, TX
Every ZIP in the metro, ranked four ways. Free.
Cities in Gainesville, TX
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 76240 | Gainesville | TX | $275,708 | $1,495 | 4.23% | |
| 76250 | Lindsay | TX | $352,102 | $1,188 | 2.63% | |
| 76252 | Muenster | TX | $341,637 | $1,161 | 2.65% | |
| 76239 | Forestburg | TX | $453,423 | $954 | 1.64% | |
| 76240 | Gainesville | TX | $271,857 | $1,375 | 3.95% | |
| 76250 | Lindsay | TX | $347,694 | $1,188 | 2.67% | |
| 76252 | Muenster | TX | $327,739 | $1,161 | 2.76% | |
| 76239 | Forestburg | TX | $467,798 | $954 | 1.59% | |
| 76240 | Gainesville | TX | $279,408 | $1,691 | 4.72% | |
| 76250 | Lindsay | TX | $357,601 | $1,188 | 2.59% | |
| 76252 | Muenster | TX | $343,907 | $1,161 | 2.63% | |
| 76239 | Forestburg | TX | $462,740 | $954 | 1.61% | |
| 76240 | Gainesville | TX | $272,974 | $1,514 | 4.33% | |
| 76250 | Lindsay | TX | $348,321 | $1,188 | 2.66% | |
| 76252 | Muenster | TX | $332,973 | $1,161 | 2.72% | |
| 76239 | Forestburg | TX | $472,357 | $954 | 1.58% | |
| 76240 | Gainesville | TX | $279,206 | $1,724 | 4.82% | |
| 76250 | Lindsay | TX | $354,599 | $1,188 | 2.61% | |
| 76252 | Muenster | TX | $343,111 | $1,161 | 2.64% | |
| 76239 | Forestburg | TX | $462,740 | $954 | 1.61% | |
| 76240 | Gainesville | TX | $272,974 | $1,514 | 4.33% | |
| 76250 | Lindsay | TX | $348,321 | $1,188 | 2.66% | |
| 76252 | Muenster | TX | $332,973 | $1,161 | 2.72% | |
| 76239 | Forestburg | TX | $466,432 | $954 | 1.60% | |
| 76240 | Gainesville | TX | $278,408 | $1,658 | 4.64% | |
| 76250 | Lindsay | TX | $354,581 | $1,188 | 2.61% | |
| 76252 | Muenster | TX | $338,424 | $1,161 | 2.68% | |
| 76239 | Forestburg | TX | $471,242 | $954 | 1.58% | |
| 76265 | Saint Jo | TX | $270,618 | $954 | 2.75% | |
| 76265 | Saint Jo | TX | $266,965 | $954 | 2.79% | |
| 76265 | Saint Jo | TX | $271,932 | $954 | 2.74% | |
| 76265 | Saint Jo | TX | $257,904 | $954 | 2.89% | |
| 76265 | Saint Jo | TX | $269,907 | $954 | 2.76% | |
| 76265 | Saint Jo | TX | $257,904 | $954 | 2.89% | |
| 76265 | Saint Jo | TX | $270,334 | $954 | 2.75% |
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About Gainesville, TX Real Estate Market
The Gainesville, TX metropolitan statistical area (MSA) encompasses 5 cities and 5 ZIP codes. The average home value across the metro is $342,261, with an average monthly rent of $1,150. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.