Best ZIP Codes for Cash Flow in Gainesville, TX (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 76240 | Gainesville, TX | $275,708 | $1,495 | 4.23% | 3.9% |
| 2 | 76265 | Saint Jo, TX | $270,618 | $954 | 2.75% | -0.2% |
| 3 | 76252 | Muenster, TX | $341,637 | $1,161 | 2.65% | 4.3% |
| 4 | 76250 | Lindsay, TX | $352,102 | $1,188 | 2.63% | 3.8% |
| 5 | 76239 | Forestburg, TX | $471,242 | $954 | 1.58% | 5.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Gainesville, TX
Or see the full Gainesville, TX metro profile.