El Centro, CA Metro Area - Investment Guide
Metro Area • 7 Cities • 8 ZIP Codes
Avg Home Value
$375,762
Avg Monthly Rent
$1,438
Avg Cap Rate
2.98%
Avg Investability
2.9 ★
Cities
7
ZIP Codes
8
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
El Centro, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in El Centro, CA
Every ZIP in the metro, ranked four ways. Free.
Cities in El Centro, CA
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 92233 | Calipatria | CA | $269,123 | $1,116 | 3.23% | |
| 92004 | Borrego Springs | CA | $347,278 | $1,314 | 2.95% | |
| 92243 | El Centro | CA | $386,404 | $1,558 | 3.15% | |
| 92227 | Brawley | CA | $348,773 | $1,152 | 2.58% | |
| 92249 | Heber | CA | $414,952 | $1,296 | 2.44% | |
| 92250 | Holtville | CA | $354,223 | $1,116 | 2.46% | |
| 92231 | Calexico | CA | $378,462 | $1,332 | 2.75% | |
| 92233 | Calipatria | CA | $251,099 | $1,116 | 3.47% | |
| 92251 | Imperial | CA | $437,597 | $2,150 | 3.83% | |
| 92243 | El Centro | CA | $369,930 | $1,558 | 3.29% | |
| 92004 | Borrego Springs | CA | $354,551 | $1,314 | 2.89% | |
| 92249 | Heber | CA | $401,428 | $1,296 | 2.52% | |
| 92250 | Holtville | CA | $340,972 | $1,116 | 2.55% | |
| 92227 | Brawley | CA | $362,887 | $1,152 | 2.48% | |
| 92231 | Calexico | CA | $392,820 | $1,332 | 2.64% | |
| 92251 | Imperial | CA | $423,578 | $1,611 | 2.97% | |
| 92233 | Calipatria | CA | $261,500 | $1,116 | 3.33% | |
| 92243 | El Centro | CA | $386,686 | $1,558 | 3.14% | |
| 92249 | Heber | CA | $415,852 | $1,296 | 2.43% | |
| 92250 | Holtville | CA | $350,514 | $1,116 | 2.48% | |
| 92227 | Brawley | CA | $367,297 | $1,200 | 2.55% | |
| 92231 | Calexico | CA | $398,433 | $1,700 | 3.33% | |
| 92251 | Imperial | CA | $440,416 | $2,300 | 4.07% | |
| 92233 | Calipatria | CA | $270,662 | $1,116 | 3.22% | |
| 92004 | Borrego Springs | CA | $356,027 | $1,314 | 2.88% | |
| 92243 | El Centro | CA | $394,443 | $1,611 | 3.19% | |
| 92249 | Heber | CA | $421,971 | $1,296 | 2.40% | |
| 92227 | Brawley | CA | $353,795 | $1,152 | 2.54% | |
| 92250 | Holtville | CA | $358,742 | $1,116 | 2.43% | |
| 92231 | Calexico | CA | $384,059 | $1,332 | 2.71% | |
| 92233 | Calipatria | CA | $256,462 | $1,116 | 3.39% | |
| 92251 | Imperial | CA | $444,781 | $2,150 | 3.77% | |
| 92243 | El Centro | CA | $375,112 | $1,558 | 3.24% | |
| 92249 | Heber | CA | $407,022 | $1,296 | 2.48% | |
| 92250 | Holtville | CA | $343,320 | $1,116 | 2.54% | |
| 92227 | Brawley | CA | $361,261 | $1,300 | 2.81% | |
| 92231 | Calexico | CA | $394,447 | $1,332 | 2.63% | |
| 92251 | Imperial | CA | $430,822 | $1,611 | 2.92% | |
| 92233 | Calipatria | CA | $259,125 | $1,116 | 3.36% | |
| 92004 | Borrego Springs | CA | $347,278 | $1,314 | 2.95% | |
| 92243 | El Centro | CA | $388,902 | $1,467 | 2.94% | |
| 92249 | Heber | CA | $419,244 | $1,296 | 2.41% | |
| 92227 | Brawley | CA | $348,773 | $1,152 | 2.58% | |
| 92250 | Holtville | CA | $354,322 | $1,116 | 2.46% | |
| 92231 | Calexico | CA | $378,462 | $1,332 | 2.75% | |
| 92233 | Calipatria | CA | $251,099 | $1,116 | 3.47% | |
| 92251 | Imperial | CA | $441,709 | $2,150 | 3.80% | |
| 92243 | El Centro | CA | $369,930 | $1,558 | 3.29% | |
| 92004 | Borrego Springs | CA | $350,237 | $1,314 | 2.93% | |
| 92249 | Heber | CA | $401,428 | $1,296 | 2.52% |
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About El Centro, CA Real Estate Market
The El Centro, CA metropolitan statistical area (MSA) encompasses 7 cities and 8 ZIP codes. The average home value across the metro is $375,762, with an average monthly rent of $1,438. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.