Brainerd, MN Metro Area - Investment Guide

Metro Area • 24 Cities • 24 ZIP Codes

Avg Home Value $368,555
Avg Monthly Rent $1,005
Avg Cap Rate 2.26%
Avg Investability 3.0 ★
Cities 24
ZIP Codes 24

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🏦 30-yr Fixed Rate: 7.28% as of Oct 1 Source: Freddie Mac PMMS
❄️
COOL MARKET
Brainerd, MN Metro Area
More inventory, negotiating room for buyers
65 days
Average time to sell
Slow
9.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of September 19, 2026 — updated weekly

Best ZIP codes in Brainerd, MN

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Brainerd, MN

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
56455 Ironton MN $273,190 $1,116 3.19% 3.0 ★
56433 Akeley MN $301,616 $945 2.44% 3.0 ★
56473 Pillager MN $327,642 $891 2.12% 3.0 ★
56448 Fifty Lakes MN $425,205 $1,071 1.96% 3.0 ★
56641 Federal Dam MN $259,289 $891 2.68% 3.0 ★
56449 Fort Ripley MN $376,849 $1,143 2.37% 3.0 ★
56655 Longville MN $363,388 $873 1.87% 3.0 ★
56465 Merrifield MN $465,252 $972 1.63% 3.0 ★
56435 Backus MN $295,988 $909 2.40% 3.0 ★
56474 Pine River MN $278,707 $873 2.44% 3.0 ★
56442 Crosslake MN $604,305 $1,008 1.30% 3.0 ★
56479 Staples MN $217,050 $1,053 3.78% 3.0 ★
56450 Garrison MN $263,097 $1,071 3.18% 3.0 ★
56662 Outing MN $371,624 $1,143 2.40% 3.0 ★
56401 Brainerd MN $311,797 $952 2.38% 3.0 ★
56466 Motley MN $267,748 $873 2.54% 3.0 ★
56425 Baxter MN $357,002 $1,179 2.58% 3.0 ★
56468 Nisswa MN $624,066 $1,053 1.32% 3.0 ★
56444 Deerwood MN $442,479 $918 1.62% 3.0 ★
56484 Walker MN $355,205 $891 1.96% 3.0 ★
56452 Hackensack MN $371,568 $873 1.83% 3.0 ★
56455 Ironton MN $253,125 $1,116 3.44% 3.0 ★
56433 Akeley MN $282,010 $945 2.61% 3.0 ★
56472 Pequot Lakes MN $425,122 $891 1.63% 3.0 ★
56447 Emily MN $391,898 $1,458 2.90% 3.0 ★
56633 Cass Lake MN $233,773 $954 3.18% 3.0 ★
56448 Fifty Lakes MN $462,546 $1,071 1.81% 3.0 ★
56641 Federal Dam MN $266,326 $891 2.61% 3.0 ★
56465 Merrifield MN $429,698 $972 1.76% 3.0 ★
56435 Backus MN $278,481 $909 2.55% 3.0 ★
56473 Pillager MN $339,590 $891 2.05% 3.0 ★
56442 Crosslake MN $580,927 $1,008 1.35% 3.0 ★
56474 Pine River MN $289,885 $873 2.35% 3.0 ★
56449 Fort Ripley MN $404,830 $1,143 2.20% 3.0 ★
56655 Longville MN $367,607 $873 1.85% 3.0 ★
56466 Motley MN $245,456 $873 2.77% 3.0 ★
56468 Nisswa MN $589,554 $1,053 1.39% 3.0 ★
56444 Deerwood MN $416,766 $918 1.72% 3.0 ★
56479 Staples MN $225,182 $1,053 3.65% 3.0 ★
56450 Garrison MN $278,176 $1,071 3.00% 3.0 ★
56662 Outing MN $378,130 $1,143 2.36% 3.0 ★
56401 Brainerd MN $327,822 $1,109 2.64% 3.0 ★
56425 Baxter MN $371,205 $1,199 2.52% 3.0 ★
56472 Pequot Lakes MN $397,720 $891 1.75% 3.0 ★
56447 Emily MN $363,440 $1,458 3.13% 3.0 ★
56484 Walker MN $366,851 $891 1.89% 3.0 ★
56452 Hackensack MN $399,352 $873 1.71% 3.0 ★
56455 Ironton MN $274,883 $1,116 3.17% 3.0 ★
56433 Akeley MN $297,974 $945 2.47% 3.0 ★
56473 Pillager MN $318,966 $891 2.18% 3.0 ★
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About Brainerd, MN Real Estate Market

The Brainerd, MN metropolitan statistical area (MSA) encompasses 24 cities and 24 ZIP codes. The average home value across the metro is $368,555, with an average monthly rent of $1,005. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.