Bay City, TX Metro Area - Investment Guide
Metro Area • 5 Cities • 5 ZIP Codes
Avg Home Value
$208,170
Avg Monthly Rent
$975
Avg Cap Rate
3.69%
Avg Investability
2.6 ★
Cities
5
ZIP Codes
5
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Bay City, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Bay City, TX
Every ZIP in the metro, ranked four ways. Free.
Cities in Bay City, TX
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 77465 | Palacios | TX | $191,006 | $999 | 4.08% | |
| 77482 | Van Vleck | TX | $241,678 | $990 | 3.20% | |
| 77414 | Bay City | TX | $194,499 | $1,022 | 4.10% | |
| 77465 | Palacios | TX | $181,277 | $999 | 4.30% | |
| 77482 | Van Vleck | TX | $228,775 | $990 | 3.38% | |
| 77414 | Bay City | TX | $202,624 | $945 | 3.64% | |
| 77465 | Palacios | TX | $196,161 | $999 | 3.97% | |
| 77482 | Van Vleck | TX | $242,684 | $990 | 3.18% | |
| 77414 | Bay City | TX | $194,499 | $1,022 | 4.10% | |
| 77465 | Palacios | TX | $181,277 | $999 | 4.30% | |
| 77482 | Van Vleck | TX | $228,775 | $990 | 3.38% | |
| 77414 | Bay City | TX | $197,498 | $975 | 3.85% | |
| 77465 | Palacios | TX | $185,979 | $999 | 4.19% | |
| 77482 | Van Vleck | TX | $236,613 | $990 | 3.26% | |
| 77414 | Bay City | TX | $203,033 | $806 | 3.10% | |
| 77465 | Palacios | TX | $188,131 | $999 | 4.14% | |
| 77414 | Bay City | TX | $193,952 | $863 | 3.47% | |
| 77482 | Van Vleck | TX | $240,909 | $990 | 3.21% | |
| 77465 | Palacios | TX | $182,355 | $999 | 4.27% | |
| 77482 | Van Vleck | TX | $229,740 | $990 | 3.36% | |
| 77414 | Bay City | TX | $201,910 | $946 | 3.66% | |
| 77456 | Markham | TX | $189,001 | $1,071 | 4.42% | |
| 77419 | Blessing | TX | $201,699 | $1,008 | 3.90% | |
| 77456 | Markham | TX | $167,593 | $1,071 | 4.98% | |
| 77419 | Blessing | TX | $218,999 | $1,008 | 3.59% | |
| 77456 | Markham | TX | $190,434 | $1,071 | 4.39% | |
| 77419 | Blessing | TX | $201,699 | $1,008 | 3.90% | |
| 77456 | Markham | TX | $167,593 | $1,071 | 4.98% | |
| 77419 | Blessing | TX | $215,397 | $1,008 | 3.65% | |
| 77456 | Markham | TX | $188,316 | $1,071 | 4.44% | |
| 77419 | Blessing | TX | $219,674 | $1,008 | 3.58% | |
| 77456 | Markham | TX | $189,102 | $1,071 | 4.42% | |
| 77419 | Blessing | TX | $203,493 | $1,008 | 3.86% | |
| 77456 | Markham | TX | $176,052 | $1,071 | 4.75% | |
| 77419 | Blessing | TX | $221,789 | $1,008 | 3.54% |
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About Bay City, TX Real Estate Market
The Bay City, TX metropolitan statistical area (MSA) encompasses 5 cities and 5 ZIP codes. The average home value across the metro is $208,170, with an average monthly rent of $975. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.