Best ZIP Codes for Cash Flow in Madisonville, KY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 42410 1% rule | Earlington, KY | $51,738 | $783 | 11.80% | -2.7% |
| 2 | 42440 | Mortons Gap, KY | $78,386 | $783 | 7.79% | 4.4% |
| 3 | 42453 | Saint Charles, KY | $112,884 | $999 | 6.90% | 2.2% |
| 4 | 42442 | Nortonville, KY | $117,417 | $999 | 6.64% | 7.2% |
| 5 | 42408 | Dawson Springs, KY | $118,692 | $999 | 6.57% | 6.2% |
| 6 | 42450 | Providence, KY | $105,544 | $783 | 5.79% | 6.3% |
| 7 | 42464 | White Plains, KY | $139,464 | $999 | 5.59% | 6.8% |
| 8 | 42456 | Slaughters, KY | $181,568 | $963 | 4.14% | 3.1% |
| 9 | 42431 | Madisonville, KY | $158,229 | $828 | 4.08% | 6.4% |
| 10 | 42441 | Nebo, KY | $161,611 | $819 | 3.95% | 7.0% |
| 11 | 42413 | Manitou, KY | $246,796 | $963 | 3.04% | 6.9% |
| 12 | 42436 | Manitou, KY | $226,919 | $882 | 3.03% | 8.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Madisonville, KY · Affordable in Madisonville, KY
Or see the full Madisonville, KY metro profile.