Best ZIP Codes for Cash Flow in Durango, CO (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 81122 | Bayfield, CO | $522,324 | $2,286 | 3.41% | 5.9% |
| 2 | 81137 | Ignacio, CO | $469,867 | $1,296 | 2.15% | 5.0% |
| 3 | 81303 | Hesperus, CO | $712,361 | $1,957 | 2.14% | 7.1% |
| 4 | 81301 | Durango, CO | $775,366 | $1,966 | 1.98% | 6.8% |
| 5 | 81326 | Hesperus, CO | $642,166 | $1,296 | 1.57% | 5.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Durango, CO · Affordable in Durango, CO
Or see the full Durango, CO metro profile.