Best ZIP Codes for Cash Flow in Dubuque, IA (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 52002 | Dubuque, IA | $351,724 | $1,767 | 3.92% | 5.9% |
| 2 | 52001 | Dubuque, IA | $210,778 | $1,048 | 3.88% | 5.5% |
| 3 | 52056 | Luxemburg, IA | $241,712 | $900 | 2.90% | 6.3% |
| 4 | 52003 | Dubuque, IA | $342,645 | $1,175 | 2.67% | 5.9% |
| 5 | 52040 | Dyersville, IA | $293,991 | $981 | 2.60% | 6.9% |
| 6 | 52052 | Guttenberg, IA | $265,603 | $855 | 2.51% | 5.7% |
| 7 | 52046 | Farley, IA | $321,053 | $981 | 2.38% | 6.3% |
| 8 | 52033 | Cascade, IA | $298,696 | $873 | 2.28% | 6.8% |
| 9 | 52032 | Bernard, IA | $301,219 | $828 | 2.14% | 6.4% |
| 10 | 52078 | Worthington, IA | $324,620 | $828 | 1.99% | 6.8% |
| 11 | 52039 | Durango, IA | $403,583 | $981 | 1.90% | 6.8% |
| 12 | 52068 | Peosta, IA | $444,260 | $972 | 1.71% | 5.9% |
| 13 | 52079 | Zwingle, IA | $399,171 | $837 | 1.64% | 7.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Dubuque, IA · Affordable in Dubuque, IA
Or see the full Dubuque, IA metro profile.