Real Estate Investing in Mouthcard, Kentucky (41548)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pike County • Population: 1,076 • Data updated: September 2026

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Should you buy in 41548 (Mouthcard, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • High vacancy: 31.8% of homes vacant — above national norms.
  • Declining values: -0.8% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 11.3% in the last year.
  • Elevated poverty: 50.0% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mouthcard, KY (41548)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $77,747
Avg Monthly Rent $882
1% Rule ✓ Meets
Median Income $23,884
% Renters 23.5%

Market Analysis: 41548 Mouthcard

ZIP 41548 offers what many appreciation markets cannot: an affordable basis at $78K and rent support of $882/mo for rehab-driven equity creation in Pike County.

Flippers and value-add operators have treated 41548 as a working ZIP for a reason. Entry prices around $78K and a deep rental base of 24% renters underpin the exit strategy on both the sale and rent sides.

The an appealing option for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 41548 has not.

Residents in 41548 skew younger than the county average, and that matters for rehab positioning. Younger renters respond to finishes, appliances, and in-unit laundry in ways that move rent.

ZIP 41548 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mouthcard:

C Below Average
Buy Confidence Score: 55/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Declining (-11.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$99K$91K$83K$74K$66K$57KJan 2016May 2021Jul 2026

📊 How Does 41548 Compare?

Metric 41548 Mouthcard Kentucky
Home Value $77,747 $77,747 $225,788
5-Year CAGR N/A N/A 6.9%
Avg Rent $882 $882 -
Cap Rate 8.9% 8.9% -
💡 Why Invest in 41548? Click to expand

This ZIP code meets the 1% rule with rent at $882/mo on homes averaging $77,747 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41548 (Mouthcard, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.9%
Excellent
5yr Growth
-0.8%
Declining

📊 Market Snapshot

Home Value $77,747
Monthly Rent $882
Price-to-Rent 7.4:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.6%
Cap Rate 8.9%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year -11.3% ▼
3-Year CAGR -4.3% ▼
5-Year CAGR -0.8% ▼
10-Year CAGR +2.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 41548

Population: 1,076

💰 Median Household Income
$23,884
This area
$23,884
State
$55,541
USA
$74,580
🏠 Renter Occupied
23.5%
This area
23.5%
State
23.6%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-16.4%
USA
3.7%
🎓 College Educated
6.3%
This area
6.3%
State
-4.1%
USA
33.7%
👤 Median Age
42.7 years
This area
42.7 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
31.8%
This area
31.8%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
19.3%
This area
19.3%
USA
22.0%
👴 65 and Over
15.1%
This area
15.1%
USA
17.3%
📊 Poverty Rate
50.0%
This area
50.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Appalachian School of Law
140 students · 11.1 mi

Frequently Asked Questions

Can I house hack in Mouthcard, KY?

House hacking in Mouthcard, KY is an attractive. With home values around $78K and rents at $882/mo, owner-occupants can offset a meaningful share of PITI.

Is housing expensive in Mouthcard, KY?

Expect median prices around $78K in Mouthcard, KY. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

How do experienced investors play Mouthcard, KY?

Mouthcard, KY investors pursuing value-add and BRRRR deals. The underlying economics ($78K prices, $882/mo rents) make it a reasonable choice.

Are 1% rule properties available in Mouthcard, KY?

Hitting the 1% rule in Mouthcard, KY is realistic given the 1.13% average rent-to-price. Most value-add properties push well above that line.

Is Mouthcard, KY a smart market for rental property?

Mouthcard, KY registers an investability rating of 4.0/5, with median home values near $78K and average rents around $882/mo. That combination puts it in the solid tier for investor interest.

You know 41548 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41548 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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