Real Estate Investing in Richland, Georgia (31825)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Stewart • Population: 2,733 • Data updated: September 2026

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Should you buy in 31825 (Richland, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 13.6% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
  • 1-year downturn: Values declined 11.8% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Richland, GA (31825)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $88,622
Avg Monthly Rent $963
1% Rule ✓ Meets
Median Income $42,077
% Renters 42.7%

Market Analysis: 31825 Richland

ZIP 31825 offers what many appreciation markets cannot: an affordable basis at $89K and rent support of $963/mo for rehab-driven equity creation in Stewart.

Cap rate math of 0.0% understates the return here. Post-rehab, stabilized yields climb, and the 31825 ZIP's older housing stock gives operators the opportunity set to execute.

Regionally, 31825 sits on the affordable end of the Stewart map. On balance, the absolute numbers are modest, the spread between acquisition price and post-rehab value is wider than in turnkey ZIPs.

A renter-heavy, wage-earner demographic anchors 31825. Value-add players rely on that mix — the 43% share is both the tenant source and the buyer pool for future owner-occupied exits.

Value-add plays pencil in 31825 when three things line up: a sub-median purchase, a realistic rehab budget, and a post-rehab rent comp that stands up. All three are present in this ZIP.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Richland:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Declining (-11.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$113K$99K$85K$71K$57K$42KJun 2006Jul 2016Jul 2026

📊 How Does 31825 Compare?

Metric 31825 Richland Georgia
Home Value $88,622 $88,622 $329,538
5-Year CAGR 1.2% 1.2% 7.8%
Avg Rent $963 $963 -
Cap Rate 8.5% 8.5% -
💡 Why Invest in 31825? Click to expand

This ZIP code meets the 1% rule with rent at $963/mo on homes averaging $88,622 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31825 (Richland, GA). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.5%
Excellent
5yr Growth
+1.2%
Slow

📊 Market Snapshot

Home Value $88,622
Monthly Rent $963
Price-to-Rent 7.7:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.0%
Cap Rate 8.5%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year -11.8% ▼
3-Year CAGR -1.4% ▼
5-Year CAGR +1.2% ▲
10-Year CAGR +3.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.5%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.5%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 31825

Population: 2,733

💰 Median Household Income
$42,077
This area
$42,077
State
$64,001
USA
$74,580
🏠 Renter Occupied
42.7%
This area
42.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-18.6%
USA
3.7%
🎓 College Educated
24.4%
This area
24.4%
State
-3.0%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
Black/African American 58.3%
White 33.1%
Other/Mixed 6.2%
Hispanic/Latino 3.6%
Asian 2.3%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
14.0%
This area
14.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is housing expensive in Richland, GA?

Typical homes in Richland, GA go for around $89K. The 5-year CAGR of 0.0% reliable price movement.

Is the 1% rule achievable in Richland, GA?

Richland, GA delivers a 1.09% rent-to-price ratio on average. Investors targeting the 1% rule will find solid opportunities.

Does house hacking work in Richland, GA?

The an attractive house-hack environment in Richland, GA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What is the best play in Richland, GA?

The best-fit strategy in Richland, GA is value-add and BRRRR deals. That approach the rent and price profile of the market.

How well does BRRRR work in Richland, GA?

Richland, GA BRRRR deals are a strong. With proper buy-side discipline, operators can recycle most of their capital post-refinance.

You know 31825 now. You don’t know where it ranks.

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