📉 Portfolio Stress Test
See how your real estate portfolio would perform under different economic scenarios. Test against recessions, rising rates, and vacancy spikes.
Your Portfolio
Current Performance
Financial Cushion
W-2, business income, etc. to cover shortfalls
Current Monthly Cash Flow
$0
LTV0%
DSCR0.00
Reserve Months0
Stress Test Scenarios
Cash Flow Under Stress
Risk Mitigation
Pro Tip: Maintain at least 6 months of expenses in reserves and aim for a DSCR of 1.25+ to weather economic downturns.
How we score: Survival and pass/fail are based on your portfolio's cash flow against reserves and credit only. Outside income (W-2, business) is treated as an extra cushion, shown separately, and does not turn a cash-flow-negative scenario green. Interest-rate scenarios re-amortize your debt at the new rate (30-year term assumed).