Real Estate Investing in Lummi Island, Washington

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 1,020 • Whatcom

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Should you buy in Lummi Island, WA? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (34/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 47.1% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Lummi Island, WA?

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3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

2.8% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $650,705
Avg Monthly Rent $1,755
ZIP Codes 1

Investing in Lummi Island Real Estate

This is a distressed-leaning corner of Washington: Lummi Island has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

clearly Lummi Island's aggregate rating of ★★★☆☆ reflects sluggish investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Transaction volume in Lummi Island has thinned in a way that amplifies price discovery risk. Meanwhile, investors without local context should treat every number on the page with skepticism.

Population dynamics in Lummi Island haven't been supportive. better suited elsewhere for combined with muted income growth, the demographic backdrop complicates any purely financial underwriting.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Lummi Island, WA. Anonymous, moderated, never written by AI.

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Avg Home Value
$650,705
Avg Monthly Rent
$1,755
1% Rule
✗ Below
Landlord Friendly (WA)

ZIP Codes in Lummi Island, WA

Screen every ZIP in Lummi Island

Filter Lummi Island’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Lummi Island, WA

Is vacancy a concern in Lummi Island, WA?

Occupancy in Lummi Island, WA runs reliable with elevated vacancy. Well-priced units at $1,755/mo lease on reasonable timelines.

How strong is the working-renter base in Lummi Island, WA?

Tenant quality in Lummi Island, WA ranks as solid. Landlords generally report steady occupancy at market rents of $1,755/mo.

Is Lummi Island, WA a smart market for rental property?

Yes - Lummi Island, WA a 3.0/5 investability score. With $651K home prices against $1,755/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is Lummi Island, WA landlord-friendly?

Landlord-friendliness in Lummi Island, WA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Where do home prices stand in Lummi Island, WA?

Typical homes in Lummi Island, WA go for around $651K. The 5-year CAGR of 0.0% even-keeled price movement.

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