Real Estate Investing in Decatur, Texas

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 20,912 • Wise County

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Should you buy in Decatur, TX? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.6% vacancy may signal weakening demand.

What’s happening in Decatur, TX?

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3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

3.9% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $434,584
Avg Monthly Rent $1,287
ZIP Codes 1

Investing in Decatur Real Estate

Across Decatur's 1 ZIPs, the picture is modest: $435K median values, $1,287/mo rents, and a population that has faced real economic pressure.

Across Decatur's 1 ZIPs, fundamentals run soft: thin appreciation, soft rents, and demographic trends that don't obviously reverse in the medium term.

Rent trends and price trends in Decatur are both soft, which is the uncomfortable combination that defines distressed-leaning markets in Texas.

Demographics in Decatur show real pressure — median income of $N/AK is soft relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Dallas-Fort Worth-Arlington, TX

Decatur is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$434,584
Avg Monthly Rent
$1,287
1% Rule
✗ Below
Landlord Friendly (TX)

Neighborhoods in Decatur

ZIP Codes in Decatur, TX

Screen every ZIP in Decatur

Filter Decatur’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Decatur, TX

What is the typical vacancy rate in Decatur, TX?

Rental vacancy in Decatur, TX is elevated. Investors should budget normal turnover but not chronic empty units.

What real estate strategy is ideal for Decatur, TX?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Decatur, TX. The numbers - $435K homes against $1,287/mo rents - support that play.

What kind of tenants rent in Decatur, TX?

The renter base in Decatur, TX is reasonable for the $1,287/mo price point. Screening well and pricing to market typically yields reliable tenants.

Does house hacking make sense in Decatur, TX?

The a challenging house-hack environment in Decatur, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Are homes affordable in Decatur, TX?

Expect median prices around $435K in Decatur, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

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