Real Estate Investing in Chico, Texas

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 4,480 • Wise County

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Should you buy in Chico, TX? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.9% vacancy may signal weakening demand.

What’s happening in Chico, TX?

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3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

3.3% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $357,797
Avg Monthly Rent $1,089
ZIP Codes 1

Investing in Chico Real Estate

This is a distressed-leaning corner of Texas: Chico has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Chico is in that category.

The $1,089/mo / $358K relationship in Chico looks soft once vacancy and capex are incorporated into underwriting. leans the realized yield tends to disappoint.

A an established population with $N/AK household income profile is what makes Chico a challenging rental market — the tenant base is present, but the affordability math is tight.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Dallas-Fort Worth-Arlington, TX

Chico is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$357,797
Avg Monthly Rent
$1,089
1% Rule
✗ Below
Landlord Friendly (TX)

ZIP Codes in Chico, TX

Screen every ZIP in Chico

Filter Chico’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Chico, TX

What do landlords charge for rent in Chico, TX?

Investors in Chico, TX typically see rents near $1,089/mo per month against $358K home values - a solid setup for rental cash flow.

Do rentals sit vacant long in Chico, TX?

Chico, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How strong is Chico, TX for real estate investors?

Investors tracking Chico, TX will find a 3.0/5 rating supported by $358K median home values and $1,089/mo rents. That profile suits long-term holders targeting steady returns.

Are tenants stable in Chico, TX?

The tenant pool in Chico, TX is solid, supported by local employment and population fundamentals. Rents of $1,089/mo are well-absorbed by the market.

How do home values compare in Chico, TX?

Median home price in Chico, TX is near $358K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

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