Real Estate Investing in Urbana, Ohio

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 19,985 • Champaign

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Should you buy in Urbana, OH? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.0% vacancy may signal weakening demand.

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.9% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $243,601
Avg Monthly Rent $997
ZIP Codes 1

Investing in Urbana Real Estate

Urbana (Ohio) spans 1 ZIPs and roughly a sizable population. firmly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

decisively Urbana's aggregate rating of ★★★☆☆ reflects thin investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Rents in Urbana at $997/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Demographics in Urbana show real pressure — median income of $N/AK is thin relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$243,601
Avg Monthly Rent
$997
1% Rule
✗ Below
Landlord Friendly (OH)

ZIP Codes in Urbana, OH

Screen every ZIP in Urbana

Filter Urbana’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Urbana, OH

Does Urbana, OH favor landlords or tenants?

Rental owners in Urbana, OH deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How strong is tenant demand in Urbana, OH?

Urbana, OH draws a even-keeled base of working renters. Demand at the $997/mo rent level is reasonable for standard single-family and small multi rentals.

How do experienced investors play Urbana, OH?

The best-fit strategy in Urbana, OH is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Does a duplex house hack pencil in Urbana, OH?

For house hackers, Urbana, OH is a challenging. The $997/mo rent on a unit helps defray the mortgage on a $244K property.

What are home prices like in Urbana, OH?

The median home value in Urbana, OH is roughly $244K. That puts it reasonable relative to the OH statewide average.

Community Ratings

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