Real Estate Investing in Oak Hill, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 161 • Albany County

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Should you buy in Oak Hill, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 36.5% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 22.9% poverty rate — can affect rent collection.

What’s happening in Oak Hill, NY?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.0% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $318,006
Avg Monthly Rent $1,332
ZIP Codes 1

Investing in Oak Hill Real Estate

Oak Hill in New York is one of the markets where the numbers warn before they reward — 1 ZIPs, a sizable population, and a rating that reflects material risk.

The investment case for Oak Hill is difficult to make on screen data alone. better suited elsewhere for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Rents in Oak Hill at $1,332/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Oak Hill's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Albany-Schenectady-Troy, NY

Oak Hill is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Property managers serving Albany County

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CYC Realty is an association and property management company serving Upstate New York. summary from their website

HOA
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AllyPropertyManagement.com is a domain name available for sale. summary from their website

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Avg Home Value
$318,006
Avg Monthly Rent
$1,332
1% Rule
✗ Below
Landlord Friendly (NY)

ZIP Codes in Oak Hill, NY

Screen every ZIP in Oak Hill

Filter Oak Hill’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Oak Hill, NY

What is the typical home price in Oak Hill, NY?

Oak Hill, NY home values average about $318K. That price point suits investors targeting rentals with $1,332/mo in monthly income.

How landlord-friendly is Oak Hill, NY?

For rental operators, Oak Hill, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

What is the tenant pool like in Oak Hill, NY?

Oak Hill, NY offers a measured renter base at the $1,332/mo rent level. Tenant turnover is reasonable for well-managed properties.

Can I house hack in Oak Hill, NY?

For house hackers, Oak Hill, NY is a challenging. The $1,332/mo rent on a unit helps defray the mortgage on a $318K property.

What is the investability score for Oak Hill, NY?

Oak Hill, NY scores 3.0/5 for investability. Home values sit at $318K and rents near $1,332/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

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