Real Estate Investing in Phillipsburg, New Jersey

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1 ZIP codes • Population: 31,078 • Warren County

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Should you buy in Phillipsburg, NJ? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Phillipsburg, NJ?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.7% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $345,984
Avg Monthly Rent $1,988
ZIP Codes 1

Investing in Phillipsburg Real Estate

Phillipsburg, NJ covers 1 ZIP codes and a population but the investment metrics here are modest — this is not a market to enter casually.

Investors considering Phillipsburg, NJ should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Rent trends and price trends in Phillipsburg are both soft, which is the uncomfortable combination that defines distressed-leaning markets in New Jersey.

Distressed-leaning demographics in Phillipsburg — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

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Best ZIP codes in Allentown-Bethlehem-Easton, PA-NJ

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Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$345,984
Avg Monthly Rent
$1,988
1% Rule
✗ Below
Landlord Friendly (NJ)

Neighborhoods in Phillipsburg

ZIP Codes in Phillipsburg, NJ

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Frequently Asked Questions About Phillipsburg, NJ

What kind of market is Phillipsburg, NJ for investors?

The 3.0/5 investability rating in Phillipsburg, NJ reflects its $346K prices and $1,988/mo rents. Investors generally consider it a solid option within NJ.

Are renters plentiful in Phillipsburg, NJ?

Tenant demand in Phillipsburg, NJ is solid. The local workforce $1,988/mo rents across most rental classes.

Which real estate strategy fits Phillipsburg, NJ?

Most investors in Phillipsburg, NJ run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is NJ a landlord-friendly state?

Phillipsburg, NJ falls under NJ landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

What do rentals go for in Phillipsburg, NJ?

Rent in Phillipsburg, NJ is around $1,988/mo. The resulting rent-to-value relationship with $346K pricing is reasonable for most investor models.

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