Real Estate Investing in Harvard, Nebraska

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 1,230 • Clay County

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Should you buy in Harvard, NE? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (83/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.7% vacancy may signal weakening demand.

What’s happening in Harvard, NE?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

8.4% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $137,817
Avg Monthly Rent $864
ZIP Codes 1

Investing in Harvard Real Estate

Across Harvard's 1 ZIPs, the picture is thin: $138K median values, $864/mo rents, and a population that has faced real economic pressure.

The investment case for Harvard is difficult to make on screen data alone. a stretch for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Rent trends and price trends in Harvard are both soft, which is the uncomfortable combination that defines distressed-leaning markets in Nebraska.

Population dynamics in Harvard haven't been supportive. a challenging fit for combined with thin income growth, the demographic backdrop complicates any purely financial underwriting.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$137,817
Avg Monthly Rent
$864
1% Rule
✗ Below
Landlord Friendly (NE)

ZIP Codes in Harvard, NE

Screen every ZIP in Harvard

Filter Harvard’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Harvard, NE

Is house hacking profitable in Harvard, NE?

For house hackers, Harvard, NE is a challenging. The $864/mo rent on a unit helps defray the mortgage on a $138K property.

Is Harvard, NE a smart market for rental property?

Yes - Harvard, NE a 3.0/5 investability score. With $138K home prices against $864/mo monthly rent, the market delivers a reasonable entry point for new investors.

How landlord-friendly is Harvard, NE?

NE ranks as a landlord-friendly state for landlord-tenant law. Harvard generally follows the statewide framework, so landlords face reasonable operating rules.

How much do tenants pay in Harvard, NE?

The typical rental in Harvard, NE commands about $864/mo monthly. That rent profile stable cash flow against the $138K purchase basis.

What price range are homes in Harvard, NE?

Homes in Harvard, NE typically sell near $138K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

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