Real Estate Investing in Clay County, Minnesota

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

7 ZIP codes • Population: 62,807

Should you buy in Clay County, MN? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals β€” some positives, some negatives. Worth considering but not a slam-dunk.

πŸ“ˆ For Investors
MIXED
2.9 / 5 (45/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Clay County, MN?

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2.9/ 5

Investability

County-wide average

3.0/ 5

Appreciation

4.3% 5yr CAGR

3.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability β˜…β˜…β˜…β˜…β˜…
Avg Home Value $336,058
Avg Monthly Rent $1,047
ZIP Codes 7

Investing in Clay County Real Estate

Clay County (MN) covers 7 ZIPs and 7 municipalities. unambiguously the fundamentals here skew distressed, and both rent and price trends have been modest across most of the geography.

A 2.9 rating and a 0.0% 5-year CAGR are the kinds of numbers that warrant real local underwriting. Clay County sits firmly in that category.

Population dynamics in Clay haven't been supportive. a stretch for combined with modest income growth, the demographic backdrop complicates any purely financial underwriting.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Clay County, MN. Anonymous, moderated, never written by AI.

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Avg Home Value
$336,058
Avg Monthly Rent
$1,047
1% Rule
βœ— Below
Landlord Friendly (MN)
β˜…β˜…β˜…β˜†β˜†

πŸŽ“ Colleges & Universities in Clay County

2 Colleges 6,278 Students 154 Off-Campus Renters
C+
Minnesota State University Moorhead
4-Year Public Β· 4,410 students
πŸ“ ~154 students rent off-campus
C+
Concordia College at Moorhead
4-Year Private Β· 1,868 students

Cities in Clay County

ZIP Codes in Clay County, MN

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Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.

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Frequently Asked Questions About Clay County

What is the average home sale price in, MN?

, MN median home values land near $336K. That is reasonable territory for investors looking at $1,047/mo-per-month rentals.

What type of investing works in, MN?

In, MN the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $336K prices and $1,047/mo rents suits that approach.

Are landlord laws favorable in, MN?

For rental operators, MN rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

How does, MN compare to the MN average?

Versus statewide MN, is broadly in line with. Its 2.9/5 investability score reflects that position.

Community Ratings

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