Real Estate Investing in Topmost, Kentucky

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 1,697 • Knott County

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Should you buy in Topmost, KY? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
6 flags
  • High vacancy: 22.9% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.6% CAGR).
  • 1-year downturn: Values declined 12.4% in the last year.
  • Elevated poverty: 28.3% poverty rate — can affect rent collection.

What’s happening in Topmost, KY?

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4.0/ 5

Investability

Citywide average

1.0/ 5

Appreciation

0.6% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $74,574
Avg Monthly Rent $783
ZIP Codes 2

Investing in Topmost Real Estate

With a sizable population and 2 ZIP codes, Topmost (KY) rewards investors willing to underwrite renovation scope rather than chase turn-key comps.

This Kentucky market favors investors who see renovation scope as an asset, not a liability. Topmost has the inventory, the comps, and the demand — what it asks for is the work.

Market velocity in Topmost obscures more than it reveals — stabilized comps move at one speed, distressed inventory at another, and the gap between them is the play.

Renter-to-owner mix in Topmost is 0% renters to owner-occupants, and within the renter pool there is clear segmentation by product quality that rewards renovation.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Topmost, KY. Anonymous, moderated, never written by AI.

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Avg Home Value
$74,574
Avg Monthly Rent
$783
1% Rule
✓ Passes
Landlord Friendly (KY)

ZIP Codes in Topmost, KY

Screen every ZIP in Topmost

Filter Topmost’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Topmost, KY

Does rental property in Topmost, KY pass the 1% rule?

Yes, many Topmost, KY properties clear the 1% rule. The rent-to-price ratio averages, supported by $783/mo rents.

Does buy-rehab-rent-refinance work in Topmost, KY?

Topmost, KY BRRRR deals are a strong. With proper buy-side discipline, operators can recycle most of their capital post-refinance.

How do home values compare in Topmost, KY?

Median home price in Topmost, KY is near $75K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

What real estate strategy is ideal for Topmost, KY?

The best-fit strategy in Topmost, KY is value-add and BRRRR deals. That approach the rent and price profile of the market.

How much is rent in Topmost, KY?

Average rent in Topmost, KY is approximately $783/mo per month. Against $75K home values that yields a reasonable rent-to-price ratio.

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