Real Estate Investing in Clay, Kentucky

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 2,268 • Webster County

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Should you buy in Clay, KY? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.3% of homes vacant — above national norms.

What’s happening in Clay, KY?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.8% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $139,794
Avg Monthly Rent $783
ZIP Codes 1

Investing in Clay Real Estate

Clay (Kentucky) spans 1 ZIPs and roughly a sizable population. firmly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

decisively Clay's aggregate rating of ★★★☆☆ reflects soft investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Market conditions in Clay are sluggish. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

Distressed-leaning demographics in Clay — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$139,794
Avg Monthly Rent
$783
1% Rule
✗ Below
Landlord Friendly (KY)

ZIP Codes in Clay, KY

Screen every ZIP in Clay

Filter Clay’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Clay, KY

Is real estate in Clay, KY a good investment right now?

Our data puts Clay, KY at 3.0/5 for investability. Home prices of $140K and rents around $783/mo create a solid backdrop for investor activity.

Do landlords face vacancy issues in Clay, KY?

Occupancy in Clay, KY runs even-keeled with elevated vacancy. Well-priced units at $783/mo lease on reasonable timelines.

How much do tenants pay in Clay, KY?

The typical rental in Clay, KY commands about $783/mo monthly. That rent profile steady cash flow against the $140K purchase basis.

How do home values compare in Clay, KY?

The median home value in Clay, KY is roughly $140K. That puts it reasonable relative to the KY statewide average.

How do experienced investors play Clay, KY?

Clay, KY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($140K prices, $783/mo rents) make it a reasonable choice.

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