Real Estate Investing in Spillville, Iowa

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 409 • Winneshiek County

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Should you buy in Spillville, IA? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (0.0% CAGR).
  • Lower household income: $39,167 median — tenant affordability is tighter.

What’s happening in Spillville, IA?

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2.0/ 5

Investability

Citywide average

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $180,928
Avg Monthly Rent $936
ZIP Codes 1

Investing in Spillville Real Estate

This is a distressed-leaning corner of Iowa: Spillville has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Investors considering Spillville, IA should understand what the ★★☆☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Market conditions in Spillville are subdued. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

The 0% renter share in Spillville masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$180,928
Avg Monthly Rent
$936
1% Rule
✗ Below
Landlord Friendly (IA)

ZIP Codes in Spillville, IA

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Filter Spillville’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Spillville, IA

How much do tenants pay in Spillville, IA?

Rent in Spillville, IA is around $936/mo. The resulting rent-to-value relationship with $181K pricing is reasonable for most investor models.

Does Spillville, IA favor landlords or tenants?

Rental owners in Spillville, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Where do home prices stand in Spillville, IA?

Spillville, IA median home values land near $181K. That is reasonable territory for investors looking at $936/mo-per-month rentals.

Can I live-in-and-rent in Spillville, IA?

The house hack math a challenging in Spillville, IA. Owner-occupant buyers benefit from the $936/mo rents and $181K home values.

How should investors approach Spillville, IA?

Most investors in Spillville, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

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