Real Estate Investing in Holy Cross, Iowa

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1 ZIP codes • Population: 1,160 • Dubuque

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Should you buy in Holy Cross, IA? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (85/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Holy Cross, IA?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

7.9% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $339,491
Avg Monthly Rent $828
ZIP Codes 1

Investing in Holy Cross Real Estate

Holy Cross (Iowa) spans 1 ZIPs and roughly a sizable population. plainly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

Across Holy Cross's 1 ZIPs, fundamentals run tepid: thin appreciation, soft rents, and demographic trends that don't obviously reverse in the medium term.

Rent trends and price trends in Holy Cross are both soft, which is the uncomfortable combination that defines distressed-leaning markets in Iowa.

Holy Cross's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$339,491
Avg Monthly Rent
$828
1% Rule
✗ Below
Landlord Friendly (IA)

ZIP Codes in Holy Cross, IA

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Filter Holy Cross’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Holy Cross, IA

How does Holy Cross, IA rate as a rental market?

Investors tracking Holy Cross, IA will find a 3.0/5 rating supported by $339K median home values and $828/mo rents. That profile suits long-term holders targeting consistent returns.

What is the best play in Holy Cross, IA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Holy Cross, IA. The numbers - $339K homes against $828/mo rents - support that play.

Should investors worry about vacancy in Holy Cross, IA?

Holy Cross, IA carries elevated vacancy risk. Expect steady absorption at market rents of $828/mo.

Is Holy Cross, IA good for landlords?

Rental owners in Holy Cross, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is the tenant base reliable in Holy Cross, IA?

Holy Cross, IA offers a measured renter base at the $828/mo rent level. Tenant turnover is reasonable for well-managed properties.

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