Real Estate Investing in Ramsey, Illinois

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 3,056 • Fayette County

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Should you buy in Ramsey, IL? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.9% of homes vacant — above national norms.

What’s happening in Ramsey, IL?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.9% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $161,605
Avg Monthly Rent $891
ZIP Codes 1

Investing in Ramsey Real Estate

Across Ramsey's 1 ZIPs, the picture is lackluster: $162K median values, $891/mo rents, and a population that has faced real economic pressure.

Investors considering Ramsey, IL should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

The $891/mo / $162K relationship in Ramsey looks subdued once vacancy and capex are incorporated into underwriting. appears to the realized yield tends to disappoint.

Ramsey's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$161,605
Avg Monthly Rent
$891
1% Rule
✗ Below
Landlord Friendly (IL)

ZIP Codes in Ramsey, IL

Screen every ZIP in Ramsey

Filter Ramsey’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Ramsey, IL

What kind of market is Ramsey, IL for investors?

Our data puts Ramsey, IL at 3.0/5 for investability. Home prices of $162K and rents around $891/mo create a solid backdrop for investor activity.

Do rentals sit vacant long in Ramsey, IL?

Rental vacancy in Ramsey, IL is elevated. Investors should budget normal turnover but not chronic empty units.

How much rent can I charge in Ramsey, IL?

Rents in Ramsey, IL run near $891/mo. Compared with median home prices of $162K that produces solid gross yields for typical rentals.

Does house hacking make sense in Ramsey, IL?

House hacking works a challenging in Ramsey, IL. Rents of $891/mo against $162K acquisition make the strategy solid for owner-occupants.

Is Ramsey, IL a friendly market for rental owners?

For rental operators, Ramsey, IL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

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