Real Estate Investing in Mount Sterling, Illinois

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 5,012 • Brown

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Should you buy in Mount Sterling, IL? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Declining values: -1.2% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.

What’s happening in Mount Sterling, IL?

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3.0/ 5

Investability

Citywide average

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $164,155
Avg Monthly Rent $945
ZIP Codes 1

Investing in Mount Sterling Real Estate

Mount Sterling in Illinois is one of the markets where the numbers warn before they reward — 1 ZIPs, a sizable population, and a rating that reflects material risk.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Mount Sterling is in that category.

Rent trends and price trends in Mount Sterling are both soft, which is the uncomfortable combination that defines distressed-leaning markets in Illinois.

The 0% renter share in Mount Sterling masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Mount Sterling, IL. Anonymous, moderated, never written by AI.

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Avg Home Value
$164,155
Avg Monthly Rent
$945
1% Rule
✗ Below
Landlord Friendly (IL)

ZIP Codes in Mount Sterling, IL

Screen every ZIP in Mount Sterling

Filter Mount Sterling’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Mount Sterling, IL

What is the best play in Mount Sterling, IL?

Mount Sterling, IL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($164K prices, $945/mo rents) make it a reasonable choice.

Can I house hack in Mount Sterling, IL?

Mount Sterling, IL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $164K price point reasonable to enter.

Are there empty rentals in Mount Sterling, IL?

Mount Sterling, IL sees elevated vacancy, which is reasonable relative to the broader IL rental market.

What is the average home sale price in Mount Sterling, IL?

Expect median prices around $164K in Mount Sterling, IL. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

What is the average monthly rent in Mount Sterling, IL?

Expect rents around $945/mo per month in Mount Sterling, IL. With home values at $164K, the yield math works out to reasonable levels for rental investors.

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