Real Estate Investing in Flora, Illinois

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 6,215 • Clay County

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Should you buy in Flora, IL? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.0% vacancy may signal weakening demand.

What’s happening in Flora, IL?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.0% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $104,676
Avg Monthly Rent $828
ZIP Codes 1

Investing in Flora Real Estate

Across Flora's 1 ZIPs, the picture is thin: $105K median values, $828/mo rents, and a population that has faced real economic pressure.

The investment case for Flora is difficult to make on screen data alone. less favorable for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Rents in Flora at $828/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Distressed-leaning demographics in Flora — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$104,676
Avg Monthly Rent
$828
1% Rule
✗ Below
Landlord Friendly (IL)

ZIP Codes in Flora, IL

Screen every ZIP in Flora

Filter Flora’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Flora, IL

How does Flora, IL rate as a rental market?

Investors tracking Flora, IL will find a 3.0/5 rating supported by $105K median home values and $828/mo rents. That profile suits long-term holders targeting even-keeled returns.

How strong is tenant demand in Flora, IL?

Expect a solid tenant pool in Flora, IL. The rental market absorbs $828/mo rents without meaningful friction.

Do landlords face vacancy issues in Flora, IL?

Occupancy in Flora, IL runs reliable with elevated vacancy. Well-priced units at $828/mo lease on reasonable timelines.

Is Flora, IL good for house hacking?

Flora, IL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $105K price point reasonable to enter.

Where do rents currently stand in Flora, IL?

Rent in Flora, IL is around $828/mo. The resulting rent-to-value relationship with $105K pricing is reasonable for most investor models.

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