Real Estate Investing in Cambridge, Illinois

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1 ZIP codes • Population: 2,705 • Henry

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Should you buy in Cambridge, IL? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (86/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Cambridge, IL?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.4% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $167,179
Avg Monthly Rent $1,125
ZIP Codes 1

Investing in Cambridge Real Estate

This is a distressed-leaning corner of Illinois: Cambridge has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Cambridge is in that category.

Transaction volume in Cambridge has thinned in a way that amplifies price discovery risk. On balance, investors without local context should treat every number on the page with skepticism.

Demographics in Cambridge show real pressure — median income of $N/AK is lackluster relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$167,179
Avg Monthly Rent
$1,125
1% Rule
✗ Below
Landlord Friendly (IL)

ZIP Codes in Cambridge, IL

Screen every ZIP in Cambridge

Filter Cambridge’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Cambridge, IL

What is the typical vacancy rate in Cambridge, IL?

Cambridge, IL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Cambridge, IL a smart market for rental property?

The 3.0/5 investability rating in Cambridge, IL reflects its $167K prices and $1,125/mo rents. Investors generally consider it a solid option within IL.

Is it easy to find good tenants in Cambridge, IL?

Tenant demand in Cambridge, IL is solid. The local workforce $1,125/mo rents across most rental classes.

Is house hacking profitable in Cambridge, IL?

House hacking works a challenging in Cambridge, IL. Rents of $1,125/mo against $167K acquisition make the strategy solid for owner-occupants.

What is the typical home price in Cambridge, IL?

Homes in Cambridge, IL typically sell near $167K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

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