Real Estate Investing in Phil Campbell, Alabama

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1 ZIP codes • Population: 6,271 • Franklin County

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Should you buy in Phil Campbell, AL? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.7% of homes vacant — above national norms.

What’s happening in Phil Campbell, AL?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.1% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.69% as of Aug 6 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $186,773
Avg Monthly Rent $756
ZIP Codes 1

Investing in Phil Campbell Real Estate

With a sizable population across 1 ZIPs, Phil Campbell shows the kind of muted fundamentals that keep most out-of-state capital on the sidelines.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Phil Campbell is in that category.

Rents in Phil Campbell at $756/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

A an established population with $N/AK household income profile is what makes Phil Campbell a challenging rental market — the tenant base is present, but the affordability math is tight.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$186,773
Avg Monthly Rent
$756
1% Rule
✗ Below
Landlord Friendly (AL)

ZIP Codes in Phil Campbell, AL

Screen every ZIP in Phil Campbell

Filter Phil Campbell’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Phil Campbell, AL

Is vacancy a concern in Phil Campbell, AL?

Expect elevated vacancy in Phil Campbell, AL. Rents at $756/mo are absorbed by the tenant base without meaningful lag.

Are homes affordable in Phil Campbell, AL?

Phil Campbell, AL home values average about $187K. That price point suits investors targeting rentals with $756/mo in monthly income.

What is the investability score for Phil Campbell, AL?

Yes - Phil Campbell, AL a 3.0/5 investability score. With $187K home prices against $756/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the typical renter like in Phil Campbell, AL?

Tenant quality in Phil Campbell, AL ranks as solid. Landlords generally report predictable occupancy at market rents of $756/mo.

What are rental rates like in Phil Campbell, AL?

Rental rates in Phil Campbell, AL average $756/mo. Tenant demand and $187K home values make the yield look reasonable by investor standards.

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