Stillwater, OK Metro Area - Investment Guide
Metro Area • 6 Cities • 7 ZIP Codes
Avg Home Value
$212,395
Avg Monthly Rent
$1,101
Avg Cap Rate
4.08%
Avg Investability
3.0 ★
Cities
6
ZIP Codes
7
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Stillwater, OK Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Stillwater, OK
Every ZIP in the metro, ranked four ways. Free.
Cities in Stillwater, OK
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 74074 | Stillwater | OK | $275,190 | $1,421 | 4.03% | |
| 74023 | Cushing | OK | $143,835 | $846 | 4.59% | |
| 74075 | Stillwater | OK | $255,369 | $1,472 | 4.50% | |
| 74085 | Yale | OK | $159,041 | $855 | 4.19% | |
| 74032 | Glencoe | OK | $240,830 | $846 | 2.74% | |
| 74059 | Perkins | OK | $223,772 | $1,490 | 5.19% | |
| 74062 | Ripley | OK | $182,310 | $846 | 3.62% | |
| 74023 | Cushing | OK | $141,858 | $846 | 4.65% | |
| 74074 | Stillwater | OK | $278,420 | $1,351 | 3.78% | |
| 74032 | Glencoe | OK | $240,885 | $846 | 2.74% | |
| 74075 | Stillwater | OK | $259,964 | $1,470 | 4.41% | |
| 74085 | Yale | OK | $157,637 | $855 | 4.23% | |
| 74059 | Perkins | OK | $217,053 | $1,250 | 4.49% | |
| 74062 | Ripley | OK | $170,482 | $846 | 3.87% | |
| 74074 | Stillwater | OK | $267,269 | $1,356 | 3.96% | |
| 74023 | Cushing | OK | $147,336 | $846 | 4.48% | |
| 74075 | Stillwater | OK | $248,779 | $1,361 | 4.27% | |
| 74085 | Yale | OK | $159,476 | $855 | 4.18% | |
| 74032 | Glencoe | OK | $244,651 | $846 | 2.70% | |
| 74059 | Perkins | OK | $226,295 | $1,490 | 5.14% | |
| 74062 | Ripley | OK | $183,976 | $846 | 3.59% | |
| 74023 | Cushing | OK | $137,279 | $846 | 4.81% | |
| 74074 | Stillwater | OK | $280,837 | $1,386 | 3.85% | |
| 74032 | Glencoe | OK | $232,996 | $846 | 2.83% | |
| 74075 | Stillwater | OK | $260,947 | $1,503 | 4.49% | |
| 74085 | Yale | OK | $164,399 | $855 | 4.06% | |
| 74059 | Perkins | OK | $212,060 | $891 | 3.28% | |
| 74062 | Ripley | OK | $167,285 | $846 | 3.94% | |
| 74074 | Stillwater | OK | $265,171 | $1,396 | 4.11% | |
| 74023 | Cushing | OK | $145,179 | $846 | 4.55% | |
| 74075 | Stillwater | OK | $243,097 | $1,392 | 4.47% | |
| 74085 | Yale | OK | $146,816 | $855 | 4.54% | |
| 74032 | Glencoe | OK | $238,476 | $846 | 2.77% | |
| 74059 | Perkins | OK | $221,975 | $1,250 | 4.39% | |
| 74062 | Ripley | OK | $185,757 | $846 | 3.55% | |
| 74023 | Cushing | OK | $137,279 | $846 | 4.81% | |
| 74074 | Stillwater | OK | $275,029 | $1,413 | 4.01% | |
| 74032 | Glencoe | OK | $232,996 | $846 | 2.83% | |
| 74075 | Stillwater | OK | $256,497 | $1,520 | 4.62% | |
| 74085 | Yale | OK | $158,409 | $855 | 4.21% | |
| 74059 | Perkins | OK | $212,060 | $891 | 3.28% | |
| 74062 | Ripley | OK | $167,285 | $846 | 3.94% | |
| 74074 | Stillwater | OK | $265,171 | $1,396 | 4.11% | |
| 74023 | Cushing | OK | $141,195 | $846 | 4.67% | |
| 74075 | Stillwater | OK | $243,097 | $1,392 | 4.47% | |
| 74032 | Glencoe | OK | $234,872 | $846 | 2.81% | |
| 74085 | Yale | OK | $146,816 | $855 | 4.54% | |
| 74059 | Perkins | OK | $221,356 | $1,250 | 4.40% | |
| 74062 | Ripley | OK | $184,235 | $846 | 3.58% |
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About Stillwater, OK Real Estate Market
The Stillwater, OK metropolitan statistical area (MSA) encompasses 6 cities and 7 ZIP codes. The average home value across the metro is $212,395, with an average monthly rent of $1,101. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.