Oak Harbor, WA Metro Area - Investment Guide
Metro Area • 6 Cities • 6 ZIP Codes
Avg Home Value
$707,210
Avg Monthly Rent
$1,705
Avg Cap Rate
1.96%
Avg Investability
2.3 ★
Cities
6
ZIP Codes
6
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
❄️
COOL MARKET
Oak Harbor, WA Metro Area
More inventory, negotiating room for buyers
67 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Oak Harbor, WA
Every ZIP in the metro, ranked four ways. Free.
Cities in Oak Harbor, WA
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 98277 | Oak Harbor | WA | $522,305 | $1,981 | 2.96% | |
| 98239 | Coupeville | WA | $652,894 | $2,163 | 2.58% | |
| 98236 | Clinton | WA | $720,051 | $1,431 | 1.55% | |
| 98239 | Coupeville | WA | $623,541 | $1,305 | 1.63% | |
| 98277 | Oak Harbor | WA | $537,577 | $1,942 | 2.82% | |
| 98249 | Freeland | WA | $740,934 | $1,458 | 1.53% | |
| 98253 | Greenbank | WA | $746,869 | $1,377 | 1.44% | |
| 98260 | Langley | WA | $762,912 | $1,575 | 1.61% | |
| 98277 | Oak Harbor | WA | $517,096 | $1,942 | 2.93% | |
| 98239 | Coupeville | WA | $649,223 | $2,191 | 2.63% | |
| 98253 | Greenbank | WA | $775,242 | $1,377 | 1.39% | |
| 98236 | Clinton | WA | $720,051 | $1,431 | 1.55% | |
| 98239 | Coupeville | WA | $623,541 | $1,305 | 1.63% | |
| 98277 | Oak Harbor | WA | $535,349 | $1,868 | 2.72% | |
| 98249 | Freeland | WA | $740,934 | $1,458 | 1.53% | |
| 98253 | Greenbank | WA | $746,869 | $1,377 | 1.44% | |
| 98260 | Langley | WA | $762,912 | $1,575 | 1.61% | |
| 98277 | Oak Harbor | WA | $517,096 | $1,942 | 2.93% | |
| 98239 | Coupeville | WA | $645,206 | $2,191 | 2.65% | |
| 98249 | Freeland | WA | $749,823 | $1,458 | 1.52% | |
| 98253 | Greenbank | WA | $766,671 | $1,377 | 1.40% | |
| 98277 | Oak Harbor | WA | $535,700 | $1,891 | 2.75% | |
| 98239 | Coupeville | WA | $648,934 | $2,420 | 2.91% | |
| 98239 | Coupeville | WA | $622,173 | $1,305 | 1.64% | |
| 98277 | Oak Harbor | WA | $536,001 | $1,966 | 2.86% | |
| 98249 | Freeland | WA | $730,825 | $1,458 | 1.56% | |
| 98253 | Greenbank | WA | $746,275 | $1,377 | 1.44% | |
| 98236 | Clinton | WA | $740,431 | $1,431 | 1.51% | |
| 98249 | Freeland | WA | $754,687 | $1,458 | 1.51% | |
| 98253 | Greenbank | WA | $776,738 | $1,377 | 1.38% | |
| 98260 | Langley | WA | $784,080 | $1,575 | 1.57% | |
| 98236 | Clinton | WA | $743,792 | $1,431 | 1.50% | |
| 98249 | Freeland | WA | $754,717 | $1,458 | 1.51% | |
| 98260 | Langley | WA | $785,408 | $1,575 | 1.56% | |
| 98236 | Clinton | WA | $736,141 | $1,431 | 1.52% | |
| 98260 | Langley | WA | $777,759 | $1,575 | 1.58% | |
| 98236 | Clinton | WA | $744,237 | $1,431 | 1.50% | |
| 98249 | Freeland | WA | $753,486 | $1,458 | 1.51% | |
| 98253 | Greenbank | WA | $774,508 | $1,377 | 1.39% | |
| 98236 | Clinton | WA | $712,544 | $1,431 | 1.57% | |
| 98260 | Langley | WA | $786,093 | $1,575 | 1.56% | |
| 98260 | Langley | WA | $756,736 | $1,575 | 1.62% |
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About Oak Harbor, WA Real Estate Market
The Oak Harbor, WA metropolitan statistical area (MSA) encompasses 6 cities and 6 ZIP codes. The average home value across the metro is $707,210, with an average monthly rent of $1,705. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.