Ludington, MI Metro Area - Investment Guide
Metro Area • 7 Cities • 7 ZIP Codes
Avg Home Value
$270,905
Avg Monthly Rent
$1,049
Avg Cap Rate
3.16%
Avg Investability
3.0 ★
Cities
7
ZIP Codes
7
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Ludington, MI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Ludington, MI
Every ZIP in the metro, ranked four ways. Free.
Cities in Ludington, MI
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 49410 | Fountain | MI | $171,009 | $1,035 | 4.72% | |
| 49454 | Scottville | MI | $226,077 | $873 | 3.01% | |
| 49660 | Manistee | MI | $273,387 | $936 | 2.67% | |
| 49411 | Free Soil | MI | $244,629 | $1,152 | 3.67% | |
| 49431 | Ludington | MI | $288,834 | $1,600 | 4.32% | |
| 49449 | Pentwater | MI | $353,327 | $873 | 1.93% | |
| 49405 | Custer | MI | $220,548 | $873 | 3.09% | |
| 49454 | Scottville | MI | $203,482 | $873 | 3.35% | |
| 49660 | Manistee | MI | $250,825 | $936 | 2.91% | |
| 49410 | Fountain | MI | $179,229 | $1,035 | 4.50% | |
| 49411 | Free Soil | MI | $268,786 | $1,152 | 3.34% | |
| 49431 | Ludington | MI | $308,881 | $1,600 | 4.04% | |
| 49405 | Custer | MI | $203,827 | $873 | 3.34% | |
| 49449 | Pentwater | MI | $396,208 | $873 | 1.72% | |
| 49410 | Fountain | MI | $174,000 | $1,035 | 4.64% | |
| 49454 | Scottville | MI | $221,091 | $873 | 3.08% | |
| 49660 | Manistee | MI | $274,512 | $936 | 2.66% | |
| 49411 | Free Soil | MI | $245,489 | $1,152 | 3.66% | |
| 49431 | Ludington | MI | $289,430 | $1,600 | 4.31% | |
| 49449 | Pentwater | MI | $372,583 | $873 | 1.83% | |
| 49405 | Custer | MI | $219,609 | $873 | 3.10% | |
| 49454 | Scottville | MI | $204,899 | $873 | 3.32% | |
| 49660 | Manistee | MI | $246,560 | $936 | 2.96% | |
| 49410 | Fountain | MI | $183,112 | $1,035 | 4.41% | |
| 49411 | Free Soil | MI | $266,357 | $1,152 | 3.37% | |
| 49431 | Ludington | MI | $307,874 | $1,600 | 4.05% | |
| 49405 | Custer | MI | $203,827 | $873 | 3.34% | |
| 49449 | Pentwater | MI | $389,465 | $873 | 1.75% | |
| 49410 | Fountain | MI | $174,000 | $1,035 | 4.64% | |
| 49454 | Scottville | MI | $219,058 | $873 | 3.11% | |
| 49660 | Manistee | MI | $269,507 | $936 | 2.71% | |
| 49411 | Free Soil | MI | $245,489 | $1,152 | 3.66% | |
| 49431 | Ludington | MI | $289,430 | $1,600 | 4.31% | |
| 49449 | Pentwater | MI | $372,583 | $873 | 1.83% | |
| 49405 | Custer | MI | $216,639 | $873 | 3.14% | |
| 49454 | Scottville | MI | $204,899 | $873 | 3.32% | |
| 49410 | Fountain | MI | $180,007 | $1,035 | 4.48% | |
| 49660 | Manistee | MI | $246,560 | $936 | 2.96% | |
| 49411 | Free Soil | MI | $261,879 | $1,152 | 3.43% | |
| 49431 | Ludington | MI | $305,228 | $1,600 | 4.09% | |
| 49449 | Pentwater | MI | $382,014 | $873 | 1.78% | |
| 49405 | Custer | MI | $224,511 | $873 | 3.03% | |
| 49454 | Scottville | MI | $215,926 | $873 | 3.15% | |
| 49660 | Manistee | MI | $264,628 | $936 | 2.76% | |
| 49410 | Fountain | MI | $183,161 | $1,035 | 4.41% | |
| 49411 | Free Soil | MI | $271,851 | $1,152 | 3.31% | |
| 49431 | Ludington | MI | $313,911 | $1,600 | 3.98% | |
| 49405 | Custer | MI | $200,220 | $873 | 3.40% | |
| 49449 | Pentwater | MI | $403,436 | $873 | 1.69% |
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About Ludington, MI Real Estate Market
The Ludington, MI metropolitan statistical area (MSA) encompasses 7 cities and 7 ZIP codes. The average home value across the metro is $270,905, with an average monthly rent of $1,049. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.