Decatur, IN Metro Area - Investment Guide
Metro Area • 4 Cities • 4 ZIP Codes
Avg Home Value
$282,238
Avg Monthly Rent
$866
Avg Cap Rate
2.45%
Avg Investability
3.0 ★
Cities
4
ZIP Codes
4
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Market Trends
Metro Home Value History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
☀️
WARM MARKET
Decatur, IN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
14.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Cities in Decatur, IN
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 46733 | Decatur | IN | $239,041 | $864 | 2.82% | |
| 46740 | Geneva | IN | $274,335 | $864 | 2.46% | |
| 46772 | Monroe | IN | $354,572 | $864 | 1.90% | |
| 46711 | Berne | IN | $242,974 | $873 | 2.80% | |
| 46733 | Decatur | IN | $225,799 | $864 | 2.98% | |
| 46740 | Geneva | IN | $257,654 | $864 | 2.62% | |
| 46772 | Monroe | IN | $327,629 | $864 | 2.06% | |
| 46711 | Berne | IN | $262,604 | $873 | 2.59% | |
| 46733 | Decatur | IN | $240,233 | $864 | 2.81% | |
| 46740 | Geneva | IN | $278,642 | $864 | 2.42% | |
| 46772 | Monroe | IN | $356,998 | $864 | 1.89% | |
| 46711 | Berne | IN | $240,216 | $873 | 2.83% | |
| 46733 | Decatur | IN | $221,443 | $864 | 3.04% | |
| 46740 | Geneva | IN | $254,658 | $864 | 2.65% | |
| 46772 | Monroe | IN | $323,486 | $864 | 2.08% | |
| 46711 | Berne | IN | $255,928 | $873 | 2.66% | |
| 46733 | Decatur | IN | $236,861 | $864 | 2.85% | |
| 46740 | Geneva | IN | $271,124 | $864 | 2.49% | |
| 46772 | Monroe | IN | $345,535 | $864 | 1.95% | |
| 46711 | Berne | IN | $240,216 | $873 | 2.83% | |
| 46733 | Decatur | IN | $221,443 | $864 | 3.04% | |
| 46740 | Geneva | IN | $254,658 | $864 | 2.65% | |
| 46772 | Monroe | IN | $323,486 | $864 | 2.08% | |
| 46711 | Berne | IN | $250,512 | $873 | 2.72% | |
| 46733 | Decatur | IN | $231,757 | $864 | 2.91% | |
| 46740 | Geneva | IN | $266,102 | $864 | 2.53% | |
| 46772 | Monroe | IN | $338,527 | $864 | 1.99% | |
| 46711 | Berne | IN | $261,003 | $873 | 2.61% |
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About Decatur, IN Real Estate Market
The Decatur, IN metropolitan statistical area (MSA) encompasses 4 cities and 4 ZIP codes. The average home value across the metro is $282,238, with an average monthly rent of $866. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.