New York, NY vs Toms River, NJ
Quick Winners
More affordable: Toms River
Better cash flow: Toms River
Stronger appreciation: Toms River
Higher investability: Toms River
Higher incomes: New York
Better rent math: Toms River
Home Value History — Side by Side
Both lines rebased to 0% at the start of the chosen timeframe. Steeper line = faster appreciation. Switch timeframes to see which market was growing faster over different periods.
Rent History — Side by Side
Both lines rebased to 0% at the start of the chosen timeframe. Steeper line = faster rent growth.
Investment Metrics
| Metric | New York, NY | Toms River, NJ |
|---|---|---|
| Avg Home Value | $572,493 | $426,473 ★ |
| Avg Monthly Rent | $3,425 | $2,902 |
| Cap Rate | 3.2% | 5.7% ★ |
| 5-Year Appreciation (CAGR) | 1.2% | 6.2% ★ |
| 10-Year Appreciation (CAGR) | 2.3% | 6.8% |
| Price-to-Rent Ratio | 22.1 | 12.2 ★ |
| Investability Rating | 2.7/5 | 3.0/5 ★ |
| Landlord Friendliness (State) | 1.0/5 | 1.0/5 |
Demographics
| Metric | New York | Toms River |
|---|---|---|
| Total Population | 8,426,912 | 163,996 |
| Median Household Income | $93,413 ★ | $69,210 |
| % Renters | 63% | 16% |
| Median Age | -81.8 | 54.0 |
| % Bachelor's+ | -55% | 27% |
| Poverty Rate | -106% | 5% |
Bottom Line: Which Fits Your Strategy?
New York, NY and Toms River, NJ represent distinct investor profiles. Review the tables above and weigh which combination of appreciation, cash flow, and demographics fits your strategy.
For deeper analysis, visit each city's dedicated page: New York, NY full profile · Toms River, NJ full profile.